Comments on: What Is The Malaysian System Kejara? https://driving-school.com.my/driving-in-malaysia/what-is-the-malaysian-system-kejara/ Writings By a Driving Instructor With 40+ Years Teaching Experience Sun, 30 Apr 2017 18:06:18 +0000 hourly 1 By: Cikgu Yap https://driving-school.com.my/driving-in-malaysia/what-is-the-malaysian-system-kejara/comment-page-1/#comment-28104 Thu, 05 Apr 2012 07:52:21 +0000 http://driving-school.com.my/?p=2421#comment-28104 In reply to explorer.

If the other party claims your insurance, you’ll lose your NCB. Always best to inform your company about any accidents.

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By: explorer https://driving-school.com.my/driving-in-malaysia/what-is-the-malaysian-system-kejara/comment-page-1/#comment-28039 Mon, 02 Apr 2012 15:43:23 +0000 http://driving-school.com.my/?p=2421#comment-28039 My car suffer minor scratch but the other car suffer major scratch in a car accident. We both went to police station together and file report. Police decide that BOTH are at fault. “Dia salah, kamu juga salah, dua orang salah”.

Question 1:
So I am wondering if my NCB will be affected once both parties file police report and both are in wrong? I will NOT claim my insurance for anything because my car only minor scratch (in fact might not even send to workshop).

Question 2:
I worry that later on, the person whom her car suffer big damages, her insurance will claim from my insurance even though police said both go and claim from your OWN insurance respectively.

Question 3:
Do i need to notify my insurer even though I am not claiming anything because my car is “fine”?

Further to my question above, the police didnt summon any of us after filing the police report. Police says both person are at fault/wrong. Both go claim from your own insurance.

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