Comments on: 6 Things New Drivers Need To Follow To Keep Their Licenses

By: Cikgu Yap

Cikgu Yap — Tue, 10 Jul 2012 04:11:01 +0000

In reply to careful driver. Any party can make a claim against your car insurance. It is up to your insurance company to make a through investigation before settling any claims put to them. If you are afraid the boy's parents might take further actions against you later, you could go to your town's police station to find out if any report has so far been made.

By: Cikgu Yap

Cikgu Yap — Tue, 10 Jul 2012 04:08:59 +0000

In reply to McDonald. To make claim against you own insurance, you have to talk to the insurance company about it. If they need you to make a police report, then you have no choice but to make a police report.

By: McDonald

McDonald — Fri, 06 Jul 2012 09:07:18 +0000

Dear Cikgu Yap – last night I was travelling home at 2.30am during heavy rain. A Waja (speeding) appeared on my right and clipped my car, sending it spinning into concrete barrier. i couldnt stop or control my car due to the wet roads. I hit the barrier and my car was smashed in front, and facing the wrong way. The waja never stopped and disappeared and by the time I got my car working, was long gone. Due to the poor visibility and loss of car control, I could not get a number.

I’m now left with a bashed car which needs to be repaired. what are my options in regard to insurance? is this considered a hit and run? claiming against waja driver cant be done as I didnt get the number. is there any point in making a police report if I do not claim from insurance? Thanks.

By: careful driver

careful driver — Fri, 06 Jul 2012 09:06:23 +0000

A motorbike knocked the rear (side bumper) of my car in a single lane road. There were some motorbikes in front of me turning left. I slowed down, then as it was a single-lane road (with the other lane for traffic from opposite direction), I turn my car to the opposing lane to overtake the motorbikes in front. Driving slowly.
This young boy driving a motorbike with no license plate behind me was just about to overtake me and knocked the side rear bumper.He had blood stains on his body…not very serious… no broken bones.but t-shirt torn and a no. of blood stains..
Whose fault is it?
I hear from my car mechanic that in accidents involving motorbike, even if it is their fault, they can claim my car insurance.
Is it correct?

Anyway, I took pity on him and he asked me to repair his motorbike and we went to motorbike shop and I paid for his motorcycle repairs. But I did NOT write any note. I did not pay for his injuries as I wanted him to “pay” for driving recklessly and so that in future, he will drive carefully.
Now I am concern that his parents or he may make a police report.
How do I check whether he make a police report?