How To Transfer Vehicle Ownership In Malaysia

How does one transfer a vehicle? Before proceeding further, permit me to inform you that Section 13 (1) of the Road Transport Act 1987 reiterates that a driver has to make the necessary transfer of vehicle within a period of 7 days after buying or selling of a vehicle. Failing to do so entails a RM100 fine!



But making a transfer of ownership can be rather a difficult endeavor. A friend of mine, Mr. Ong sold his jalopy some 18 years ago. Rather recently, Mr. Ong came to seek my assistance. He laments, the car which he sold a decade ago it yet in his name still.

The story has it that legal action now is being taken against him. The owner who bought the old car had not bothered to take the necessary steps to transfer the vehicle.

Anyway, this has resulted in a gain for my friend. In the recent rebate exercise, Mr. Ong went to the Post Office to claim his RM600. Believe it or not, he was still the rightful owner of the vehicle after 18 long years.

In my opinion, many motorists do not know the correct procedures to adopt when selling a vehicle. What they normally do is:
i) Sign the MV3 form.
ii) Provide 2 copies of their MyKad to the new owner.
iii) Hand the Registration card (blue book) to the purchaser or finance company and that’s about it.



They should in fact:
i) Inform in a letter to the Registrar of Motor Inland Vehicles (R.M.I.V) of the sale
ii) Inform the Police authorities of the sale too.
iii) Inform the insurance company of the sale as well.

Ideally, a simple agreement should then be concluded between you and the purchaser of your car.

In it, state that as from henceforth, you are no longer liable for:
i) Any traffic offences that might be caused by the said vehicle.
ii) For any accident which might involve the vehicle which is registered under your name.

The simple piece of paper, which represents an agreement, should ideally also be stamped at the Stamp Office in your town nearby. The total cost does not involve more than RM10.

This simple agreement above might not provide you full protection against legal actions, but believe me, it goes a long way.

But the point is, how many motorists and drivers know the procedures? And yet, how many more bother about the hassle?

Unless you are like me, who is very interested in all things legal, and who possesses a Registrar of Companies for a brother, I believe most people will not bother too much about the correct manner to adopt when selling off an old vehicle. This is where they get into trouble with the law.




Today’s article will therefore pay emphasis on how to transfer a vehicle. Yes, the steps are many and time consuming, no doubt.

But instructing you on the proper way to get a vehicle transferred from A to Z will be worth the while. It might very well assist you from being taken to court by some quarters, especially the law.

First, go to the nearest J.P.J. office. Get a set of transfer forms needed. The forms will consist of:
i) Borang Semak (TM3).
ii) Transfer of ownership form (JPJK3A).
iii) Form to certify new ownership.

Fill up the form and sign it wherever necessary.

The new owner’s identification card or MyKad have to be certified by:
i) An officer of the Transport Department.
ii) A Commissioner of Oaths.
iii) A Justice of Peace of J.P.
iv) A Judge from the Session Court.

If you wish to save some money, you could go to J.P.J. office. An officer there will help you certify the above documents.

The next step after completing the transfer form is to bring your vehicle to the Puspakom authorities. There is such a facility at Kampung Jawa, Klang. The working hours are from 8:00 am to 6:00 pm.

Puspakom officials will conduct a 10 point check on your car. Ideally, your car should be in a fairly good condition to pass the test. Owners are advised to send their vehicle for servicing prior to sending them for inspection purposes.

Puspakom authorities will supply owners with a K5 certificate. This certificate will then enable one to do the transfer of a car with the J.P.J. authorities.

Inspections can be completed around 1 – 2 hours. Sometimes if delay occurs, it might take a little bit longer.

In case you wish to know, it costs RM35 – RM50 to do an inspection exercise.

Completion of Puspakom’s tests will lead you next to the following steps. This is known as insurance purchase. The new owner has to purchase new insurance in order to do the transfer.

Experience tells me, a RM8000 first party insurance will come to around RM550. However, scout around. Some insurance may charge slightly lower prices.

Having completed the insurance purchase, you are ready next to submit the transfer form to the J.P.J. for transfer.

A word of reminder though, the transfer itself requires a fee of RM100. You can pay cash at the counter.

Make sure you check your Senarai Semak to see all the relevant sections of your transfer form has been duly completed.

Armed with all the above forms, go to the transfer section of any J.P.J. office to do your transfer. You should face no difficulty at all.

Officials and staff of the J.P.J. are courteous, friendly and ever ready to assist you wherever they can. As a reminder again, the transfer fee is RM100.

Transfer can sometimes be done within the day itself. At times, the J.P.J. might need to detain your transfer documents in order to certify certain particulars.

That being so, the authorities might have to issue you with a photostat copy, duly signed by its officers for your temporary use. You will be asked to come back later for your new registration card or vehicle card.

To end this article, I wish to inform you that “middle men” demand as much as RM450 – RM500 for such a transfer. Should you think the amount is worth paying for such a job done, by all means, you could engage their services.

Considering the procedures one has to go through, my personal opinion is, “I think it is worth all the hassle a middle man has to go through in trying to get your vehicle transferred.”

He has to live also right?

If after all these detailed explanations regarding how to conduct a vehicle transfer with the J.P.J., you still possess problems, feel free to put your question in the comment section below.



360 thoughts on “How To Transfer Vehicle Ownership In Malaysia

  1. Moses Francis

    I bought a vehicle about 3yrs ago. I did not transfer because the seller was in hospital. It so happen that his health got from bad to worse and eventually he died. I have the original Reg card, copy of release letter from the finance, a letter from the finance company saying that full settlement has been done and that they have no objection to the transfer, copy of owner’s NRIC. I do not have signed copy of the transfer document from the owner and the certified copy of the owner’s NRIC. I can’t locate the next of kin. The car is an old car which I bought for RM6,000-00. Please advise me on how to get the car transfered to my name. Thank you.

    Reply
    1. Cikgu Yap Post author

      Your appear to have all the required documents for transfer. Transfer form JPJ K3A, which you can get from any J.P.J. office, needs to be signed by the owner.

      If the owner has passed away, I’m afraid you’ll need:

      i) Death certificate (copy)

      ii) Surat wasiat.

      Anyway, talk to the J.P.J. officials whether is it possible to waive the above requirements.

      Reply
  2. winston

    Hi sir, i need your advise on transfer of ownership. we have just bought a car manufactured in year 1985. We havent did our ownership transfer. But got the car inspected at puspakom and most of the insurance company has rejected us.

    So i went to UniAsia seeking help for the MMIP insurance which they said is available for us. *But he said it is being insured according to the name on the Original Red Card, which is still the seller’s.

    Note*Road Tax Expired. Stuck without Insurance & Road Tax. Can’t get insurance, can’t transfer ownership.

    -He said we will have to have the ownership transfered at JPJ before we can buy a new insurance. *they said it is insured according to the name on red card.
    -He said we can have the ownership transfered since the Road Tax has expired.
    -As we all know we can only transfer once we got an insurance right? is that what he is saying is true ?

    Your help would be very much appreciated. Sincerely.

    Reply
    1. Cikgu Yap Post author

      Your problem on vehicle transfer appear rather complicated. Can you give your location? Also confirm if Puspakom has issued you inspection certificate?

      Reply
  3. Dennis

    I am staying in KL off and on for the next year or so, (on a social visa so no PR, MyKad etc) and want to buy second hand motorbike / scooter for getting around.

    Is the process outlined above for cars the same for second hand motorscooters?

    And am I going to have any issues because I don’t have MyKad / PR or work visa?

    Reply
  4. David

    Hello Cikgu Yap,

    I need your help here…. i want to buy a used car for me to travel around and today i found a suitable car and i am very interested in it… and felt worth for the price but the owner tell me which is a pakistan said he never transfer the name of the car to his name as he buy from a chinese guy. He had the registration card and the insurance policy and he said he can give me all the document when i buy the car. The problem now is that the car is not in his name and how can i transfer the name to me… or any way to deal with the transferring issue??I really hope i can buy the car but the problem is he never transfer the name to his name. Need advise here….

    Reply
    1. Cikgu Yap Post author

      There are a few things you should be aware of. Vehicle which is in the Chinese man’s name and to transfer to your name, see to it that above’s i/C is available. Compare and ensure the vehicle is in the Chinese man’s name.

      The transfer form TM3 (Pin 1009) should be signed by the Chinese owner, and not the Pakistani. Ensure that the car you are buying has no encumbrances like ownership claim by finance companies.

      Finally, in my opinion, the problem to the above car you intend to buy has too many hassles. In short, in my view, you shouldn’t buy the car!

      Reply
    1. Cikgu Yap Post author

      Usual transfer procedures should ideally be followed. Amongst them:
      i) Inspection by Puspakom authorities.
      ii) Transfer of name / address of new of new owner into vehicle records.
      iii) Followed by proper purchased of insurance coverage speedily.

      The above 3 steps should be done ASAP.

      Reply
  5. chesy

    Hi,

    I am a first timer who is going to sell my car. Does the “middle man” provide his service from sending the car for inspection until the name transferred? Where can I find such service? Please advise. Thank you.

    Reply
  6. vincent

    Hi sir, need your advice here, sort of urgent.

    I am selling my car to a buyer. and he is applying loan from the bank.
    Once the loan is approved, would I be able to get any document from the bank or buyer as a prove on the money before I transfer the ownership?

    Reply
    1. Cikgu Yap Post author

      Ensure you get the money for the sale first before you sign any document or hand over the vehicle card.

      Reply
  7. Joyce

    If i wish to buy used car for investment & sell it immediately after few mths later, shd i do transferring? Or juz do it when i sell it to new buyer?

    Reply
    1. Cikgu Yap Post author

      It should be reiterated that transfer of ownership be made as soon as possible. It’s therefore never advisable to do what you’re doing. However, the decision rests with you.

      Reply
  8. klyeoh

    Dear sir,
    I am planning to buy a motorcycle. The problem is that the owner is currently in the UK and won’t be back to settle the papaerwork with jpj. However, he is persistent that he has the necessary papers available for me to do the transfer.

    This is the first time I’m buying a motorcycle thus I hope you could guide me with the process of transferring ownership of a motocycle.
    Thanks.

    Reply
    1. Cikgu Yap Post author

      Personally, I would advise you to wait till owner is back in Malaysia. Unforeseen hitches might develop which can very well hamper transfer procedures.

      Reply
  9. Ken

    Hi sir,

    I’m holding on a singapore work permit and if i want to buy a motorcycle in malaysia for transport purposes to singapore, is it possible? any charges? because i’m still under license P.

    Reply
    1. Cikgu Yap Post author

      You could buy and register a motor in Malaysia. Then bring it over to Singapore for use there.

      Reply
  10. Willie

    Thank you for sharing sir. I am selling my car for the first time and your article helps. My question are as follows:

    a) I advertised on the web and got a few response interested to purchase. From the email, it seems that the prospect is from abroad. What would be the process that involves selling to a foreigner abroad.?

    b) the prospect mentioned about he will handle Shipment Preparation and will arrange for the car to be picked up. How does this work?

    Thanks

    Reply
    1. Cikgu Yap Post author

      Ensure your vehicle card is original. Get a release letter from JPJ that the vehicle is free from encumbrances. Also ask JPJ if the vehicle, which would be sent overseas, should be transferred first before it can be shipped overseas. Lave shipment preparation to buyer, who will look for above herself / himself.

      Reply
  11. Pi

    I have my old car which sold long time ago, i still received summon under my name recently. I am not sure whether the car ownership had been transfer to new owner’s name. Can you advice where and how can i check the latest ownership of the vehicle. Thank you.

    Reply
    1. Cikgu Yap Post author

      From look of things, no transfer has yet been made. Go to any state JPJ to check your car’s status. JPJ should be able to advise you what to do.

      Reply
  12. tgk

    Dear Sir, i am looking for a 2nd hand car and recently test drive one which i am very comfortable with. The problem is that, the current owner has not transfer the car under his name becuase he is a studying here. He bought the car about half a year ago and decide to sell it becuase he is leaving the country. The actual owner is a local guy and i have seen the owner card. To do a transfer to my name, what are the procedures that i can do? Can i asked for the car to be inspect at puspakom now to be verified fit for use then ask the person on the owner card to sign the release form? When do i make the payment and is there any way to secure myself? please advise. Appreciate your kind effort. thank you

    Reply
  13. Mazin Ahmad

    Hello Mr. Cikgu, I have a simple question. My car’s ( Proton Tiara 1996 ) road tax expired last month. The car’s registration is still not under my name. Can I buy an insurance for my car and renew the roadtax without transferring the car to my name? The previous owner of the car who is my friend is currently outside the country, so I can’t get the transfer papers complete. Thank you for your advice in advance & also it would be helpful if you can tell me which insurance company would have the cheapest premium as u see my car’s market value is less than RM 5000.
    Tq

    Reply
    1. Cikgu Yap Post author

      You can use the former owner’s name to get your insurance and road tax. Immediately transfer the vehicle to your name soonest possible. Buying insurance for a vehicle more than 10 years is a problem nowadays. However, you cold try the Post Office. Hopefully they could advice you.

      Reply
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  15. Yong

    Dear Cikgu,

    I would like to inquire, my father is going to transfer his car to my name to start off my NCB.

    After reading the procedures above, I would like to inquire if it is possible to purchase the new insurance as the third party insurance?

    If yes, how?

    Thank you,

    Regards,

    Yong

    Reply
    1. Cikgu Yap Post author

      If you father’s car is a new car, still owing hire purchase, advisable to buy 1st party insurance for value of the car. If its an older model of vehicle, then you can purchase 3rd party insurance. Mode of buying, the same for both models.

      Reply
  16. Will

    Hi,
    I have to renew my roadtax and at the same time i have to renew my insurance (both at the post office). If I transfer the ownership of my car, do I have to go to the postoffice again to sell the insurance to my friend?

    Thank you.

    Reply
  17. Somebody

    Hi Cikgu

    I have an imported car, any additional document needed? I was told I need the original vehicle inspection report (B2), but I do not have it. Is it necessary?

    Thanks.

    Reply
    1. Cikgu Yap Post author

      Besides vehicle card, insurance it is best for you to have original inspection report as you said.

      Reply
  18. kumar

    dear sir,
    my old proton wira got reposessed by bank and they already lelong the car. and they send me a letter asking me to settle the remaining. so just to clear my name, i have cleared all the payment and settle everything.
    now the problem is, when i check the summons, there are 3 summons fro that car and still coming to me. pls advise wat to do.tq

    Reply
    1. Cikgu Yap Post author

      If the summons are after the date you sold the car, there’s a basis for you to fight against it. If after checking, you find the car still in your name, then you’re responsible for the summons.

      Reply
  19. Will

    Hi Cikgu,

    I have a question again. Can I go to Puspakom and do the 10-point-check like 2 or 3 days before I transfer the ownership of the car ? Or do i have to do it at the day of transfer?

    Thank you.

    Reply
  20. Will

    Hi Cikgu,

    I went to Puspakom today to do the transfer of ownership check. It cost me RM30 and took 5 minutes.

    The 10-point check as outlined above was not conducted. I received a B5 certificate.

    Has there been a change in the procedure? I remember, back in 2007, they conducted a 10-point check on my car before the ownership was transfered to me.

    Reply
  21. Raj

    HI Cikgu,

    A fren of mine is a singapore PR.Due to his company expansion,he was promoted and transfered to malaysia.His company is providing a car.So,he is looking for a malaysia registered car for hs work purpose and would be bought on behalf of his company.

    1) how the ownership can be transfered?

    Reply
  22. Joanne C

    If the buyer unable to get the loan, which mean cant get the transfership done right?

    So it is the buyer need to apply the loan first before we both go JPJ do the transfer?

    Meaning now I need to do is,

    1) Buyer apply loan
    2) JPJ get the form
    3) Puspakom checking
    4) JPJ do the transfer to get the new registration card.

    What document or what is the procedure at the bank?

    Reply
    1. Cikgu Yap Post author

      Ensure buyer can get a loan before handling over all documents. When all is in order, only then will the bank release the loan.

      Reply
  23. Wei

    This was really helpful to me. Thanks so much! And what a brilliant blog – thank you so much for your helpful and learned advice. Will be coming back here to learn about the best place to learn how to ride a motorcycle!

    Reply
    1. Cikgu Yap Post author

      Very glad you’ve found this blog beneficial. You’re welcome back home to secure your motorcycle license.

      Reply
  24. su

    Hi Cikgu Yap,

    This is a useful article. The steps u described are very similar to the JPJ panduan –> http://portal.jpj.gov.my/index.php?option=com_content&view=article&id=72%3Apanduan-tukar-hakmilik-secara-sukarela&catid=6%3Akenderaan&Itemid=42&lang=ms

    except that the forms are :
    i) borang semak (TM-1)
    ii) Transfer of ownership form (JPJK3).
    iii) Form to certify new ownership, in case new owner is not present at JPJ. (TM-AB)

    i’m looking to buy a used car. The owner is at Sabah but the car at melaka. The owner has asked his fren in melaka to help dealing on car sell.

    My 1st questions is who should do the owner transfer? Am i rite to say that both parties(seller/buyer) can do it provided all the forms are duly signed and documents are certified?

    Second questions is, at which point of time shoud i (the buyer) make the payment (cash)? i reckon the following steps:
    1. seller did the puspakom check, buyer purchase insurance policy.
    2. do the agreements between seller & buyer as mentioned in ur article.
    3. buyer makes payment and request seller to write 2 receipts, drive the car back.
    4. Then either seller/buyer go jpj to do the transfer.

    Or should I make payment after the owner transfer?

    And my last question is how to inform the police of the sale?

    ur advice is much appreciated , thank you.

    Reply
    1. Cikgu Yap Post author

      Either party can do the transfer as long as documents are duly signed. Your recommendations are all feasible. When payment is paid, depends on both your agreement.

      Reply
  25. Velaithan

    I intend to buy a second hand motorcycle from one of my friend. His motorcycle has been without road tax for 8 years. If I were to buy what are the necessary form for me to fill up with JPJ and what will the cost be borne by me on the renewal of road tax and transfer of name as well as Puspakom inspection. Please throw me some light.

    Thank you.

    Reply
    1. Cikgu Yap Post author

      A motor that has no road tax for 8 years must undergo a Puspakom inspection. Like cars, I assume the inspection should be around RM30. I’m uncertain, but I feel the requirement must be the same as cars. Motircycle transfer, I’ve been told is RM3. Currently for motorcycle, a person should pay a nominal road tax fee of RM2. For insurance, you’ll to obtain “all rider’s policy” or 1st part insurance.

      Reply
  26. Denise

    Hi Cikgu Yap,

    My car is under my late husband’s name and I’ve fully paid the car end of last year.

    What are the procedures to have it change into my name?
    I have the LA by the Court – would this be sufficient?

    Hope to hear from you soon.

    Regards
    Denise

    Reply
    1. Cikgu Yap Post author

      The article above should give you the information you required. Courts L.A. should be sufficient for ownership transfer. I suggest you get a transfer runner who is well versed with transfer procedure to help you.

      Reply
  27. saikel

    Hi,

    I am a foreigner, working in malaysia for 3 years. I would like to ask if the drivers licence is prerequisite in order to transfer the ownership to my name. I have no license yet, but I have a friend willing to drive for me. I am looking forward your response.
    Thank you very much.

    Reply
  28. Adrian Tham

    I recently purchased a 2nd hand car and sold off my current ride to the used car dealer …
    Have already settled the current ride so .. no issue on it..

    As for the 2nd hand car I am planning to put my father’s name as this 2nd hand car owner…He is overseas and i doubt can make it back for the transfer…

    Now the question is can i proceed with the transfer of ownership in JPJ without my father being around??

    thanks in advance for your valuable feedback

    Reply
    1. Cikgu Yap Post author

      Your father must sign transfer forms JPJ K3A. I suggest you send your father the above forms. Get his photocopy IC too.

      Reply
  29. SF

    I’ve recently renounced my malaysia citizenship. I have a car in Malaysia registered under my name used by my family member. As the transfer of ownership to my family member would means forgo the 55% of NCD, is it advisable to keep my car without transferring ownership? What would be the negative consequences would i face?

    Reply
    1. Cikgu Yap Post author

      Yes, you’re correct. You’ll lose the 55% if you transfer it to your family member. You could allow the car to remain in your name. But make sure, whoever uses it should drive carefully. Avoid getting summonses if possible. This will cause lots of problems. Remember, follow all rules and regulations faithfully.

      Reply
      1. SF

        The car is still registered under my Malaysia IC, would I still be the legal owner if i do not do the transfer? In the event of anything happen, can i use the Renunciation Letter from Msia to proof my identity?

        Reply
  30. Ng

    Hi Cikgu Yap,

    Thank you for this blog post. It is very informative. I have a question though,
    you mentioned that the new owner has to purchase insurance first before doing the JPJ transfer right?

    How can the buyer purchase insurance for the car when it’s still under my ownership?

    Reply
  31. eve

    Hi Cikgu Yap,

    My aunty (sister of my mother) was passed away few months ago. She is single and no child. She have a produa kancil which already settle the loan and I’m using this car since my aunty alive. My uncle & other aunties are agreed transfer the ownership of this car to me, so what should I do?

    Thank you.

    Reply
    1. Cikgu Yap Post author

      Get the help of a driving instructor. The other alternative is to red my article on vehicle transfer carefully. In it, it tells you explicitly what you’ll have to do.

      Reply
  32. thirdson

    hi cikgu yap,

    i am in possession of a proton car, bought the car in KL without changing owners (Miss NH) name, continued paying the bank loan , car was installed with sunroof then the shipping agent done all paperwork with Customs and have it shipped to Kota Kinabalu, still pays every month bank loan here in KK under the owners name,

    my question is how do i go about in having the car registered to my name?

    do i get the car inspected by puspakom here firsts, do the bank loan settlement or apply for financing, then fly to KL and together with the owner (Miss NH) go to JPJ in Putrajaya to do the ownership transfer,

    will it possible to complete all procedure in KL in a single day or two perhaps if my schedule permits ,

    your suggestion and advise is highly appreciated,

    thanks,

    Thirdson, Kota Kinabalu

    Reply
    1. Cikgu Yap Post author

      I assume the car is now in KK. Get the complete transfer forms and have them signed by both owner and seller. You can have the car inspected by Puspakom authorities in KK. After getting certificate B5, you can do the transfer at the nearest JPJ office in Sabah. Transfer need not be done in Peninsular Malaysia at all.

      Reply
      1. Spencer

        From what I have read in your advice given to others, if I buy a car located in JB but which is registered in Penang and I have all the necessary documents, I can get it transfered at JB JPJ. Is that correct? It used to be that one had to request for the file to be transferred from Penang JPJ to the JPJ in JB.
        Thank you for your answer.

        Reply
        1. Cikgu Yap Post author

          Correct, a vehicle registered in Penang can have its transfer done in JB. However, all necessary documents should be in order. Unnecessary to file transfer.

          Reply
  33. Ng

    Hi Cikgu Yap,

    I got a runner to help me done the transfer of ownership to a new owner name, and he charge RM350 for the whole thing(without insurance)..is that fair price?

    and how am i suppose to do about the insurance?

    What aspect should i take note after the runner done the transfer? what document/stuff that i need to keep or check tto ensure the process is complete?

    thank you.

    Reply
    1. Cikgu Yap Post author

      If it is RM350 inclusive of transfer fee of RM100, it is a fair price. See that you name has been inserted into the registration card. For insurance, look for a good insurance company around town to assist you.

      Reply
  34. dati

    Hi there..

    May I know for how long the PUSPAKOM result for transfer ownership will last until I go to JPJ to do the transfering process?..I have to do the PUSPAKOM checking first n show the letter to the bank which my buyer taking the loan for verification but I cannot do the transfer process yet since want to wait for confirmation from bank regarding the loan payment to me before changing name..

    Reply
  35. Ng

    Hi Sir,

    currently there is buyer(foreigner) interested on my car, so how the proceudure goes for transfering name and insurance? can the runner provide this services too, which involve foreign buyer which stay in malaysia(study/work)?

    thank you

    Reply
  36. Mary

    Dear Sir,

    I need your advise. I’m in a situation where my husband has used my name to buy his car 2.5 years ago..the car is in 5 years loan. and so he have another 2.5 years to settle. I’m the owner of a second hand car legally whereby we bought it fr rm38k. I’m not using the car and he’s fully using it. I’m thinking of selling it to him without much hassles.

    Once he has been using it, he has altered and fixed NGV for the car but have not send to PUSPAKOM for inspection. Since I’m the owner and I’m sellin it to him, if I just only send to PUSPAKOM for inspection because when I sell they’ll check the car at PUSPAKOM right? Will they charge me any penalty for not doing the inspection earlier??

    Is there any scenario whereby I can just transfer the loan to his name and for him to continue the payment for the balance 2.5 years??

    How can I contact you??

    Reply
    1. Cikgu Yap Post author

      A vehicle that has been altered to NGV has to be inspected by Puspakom authorities. If anything happens, as the registered owner, you’ll be held responsible. To transfer the car to your husband, I suggest you see a finance company.

      Reply
  37. z

    Kudos Cikgu Yap, most infomative website you have here. My query relates to “middle men”:

    Do you by any chance know any efficient and honest one whom I can contact, preferably around KL Bangsar area?
    If not, how does one actually source for such services?

    Appreciate your kind advice. Cheers

    Reply
    1. Chong

      They are normally lurking outside the JPJ offices. My advice is save your money and try it yourself. JPJ offices are quite efficient now and their staff are friendly and customer-oriented.

      Reply
  38. Williamandrew86

    Hi Cikgu Yap,

    I’m an expat wanting to buy a car in Sabah. I’ve got a confirmation of work letter, but I’m still waiting from my work permit, which should be arriving soon.

    Will I have trouble registering a car in my name without a work visa? If so – what other options do I have?

    Reply
  39. Jing Hee

    Cikgu Yap,

    I am intended to buy the auction car from finance company. I read the term and condition on the auction and saying that we should perform double transfer instead of single transfer. Single transfer seem to have problem. What is “double transfer” and “single transfer” ?

    By the way, from the bank car auction, the previous owner will have pre-sign the transfer form to the bank. So, upon successful tendered, we shall get the documents from banker and it should not have the problem, right?

    But, sometime if the bank have misplaced or loss the document such as transfer forms. So, what should we do?

    Is it difficult to transfer ownership for auction car? Can you please give us the procedure for the transfer of ownership for the tender car since the seller is not present in this case.

    Thank you.

    Reply
  40. Gim Khoo

    Dear Cikgu Yap

    I am in Penang, selling my car to a buyer in KL. Buyer cannot come to Penang, arranging for someone to drive the car down to KL for him.

    I’ve obtained the list of forms and documents that I must bring to JPJ from their website.

    Questions:

    1. Does the buyer have to come personally to JPJ if we do the transfer in Penang?

    2. If the buyer cannot be present when I go to JPJ Penang, how do we do the ownership transfer so that the buyer is fully responsible for the car once I hand it over? (eg I would not want to be liable for any speeding tickets incurred while the car is being driven down to KL)

    3. Are there any other documents in addition to the JPJ forms (TM-1, JPJ K3, TM-AB) that I need to prepare in this transfer ownership situation where I may not meet the buyer face-to-face?

    Thank you for your advice!

    Reply
    1. Cikgu Yap Post author

      Get all the required forms signed by the buyer. Buyer need not be in Penang. Don’t forget, you’ll have to do the Puspakom test before transfer can be done. Also, type out a separate agreement to state that the buyer will from hence be responsible for the car e.g. summonses, accidents etc before handling the car over.

      Reply
  41. Paul

    Hi Cikgu Yap.

    Need your advice here: I’ve an old (1993) car that I never got to have the finance company ownership cancelled by JPJ.

    Reason was the release letter from the finance co. was misplaced earlier and the whole issue was forgotten until recently when I intend to give away the car to my nephew. Problem is the finance co (MUI finance) is no longer in existent.

    Question is how do I get the MUI finance co ownership cancelled by JPJ on my registration card? Please help. Thanks

    Reply
    1. Cikgu Yap Post author

      As it is an old car, getting a release letter from a company that has wound up would be a hassle. Continue using the car under your name. Make sure you get the road tax and insurance coverage.

      Reply
  42. austin

    I have a Cherokee and there is this keen buyer, An Iranian, what is the proceduces to transfer onwership? NO MyKad, only passport, any problem?

    Reply
  43. danny

    Hi Cikgu Yap,

    if do not have car license can try to get loan to buy a car or not? I’m using my uncle name to apply loan but I’m the one will be driving the car. My uncle don’t have license

    Reply
    1. Cikgu Yap Post author

      Under normal circumstances, a person without a driving license is not eligible for loans. Nevertheless, you could make a try.

      Reply
  44. KS

    Hi Cikgu Yap,

    Great blogs!

    I have questions on NCD transfer.
    We have 2 cars now, and planning to buy 3rd car.
    1st Car is on my wife name (with NCD 55%), and 2nd Car is on my name (with NCD 55%).

    My question if we purchase our 3rd car, how can we transfer the NCD 55% to the new car? If we can transfer the NCD, does it mean that my old car will restart the NCD again at 15%? What is the procedure involve?

    Kindly advice.

    Cheers,
    KS

    Reply
    1. Cikgu Yap Post author

      Both your NCB or your wife’s can be use to claim the NCB for the new car. The vehicle whose NCB is used will no longer have any NCB. It’s NCB will gradually build up again from year to year, beginning with 25% the following year.

      Reply
  45. sww

    i am selling my motorbike. the buyer is not willing to pay much as he says that he needs to pay for transfer name fee (rm100) and roadtax + insurans (rm75)….my insurans expired already…..is the information he told me is true?? what is the actual fee??

    appreciate your help…TQ

    Reply
    1. Cikgu Yap Post author

      Prices quoted by the buyer is slightly on the high side, except maybe for the insurance. Sorry, I am unable to quite the real situation regarding prices.

      Reply
  46. PKS

    First of all thank you for such a great blog n very informative answers….

    Frnd, I am an Indian National working in Malaysia (Employment Pass). I am planning to buy a second hand motor bike, but I don;t have a Malaysian Driving license but am holding an Indian Driving license. 1.Can I transfer the bike to my name 2. Can I buy insurance in my name, do i need to show Malaysian Driving license for insurance…..Pls guide me…as it is urgent need…

    Tq

    Reply
    1. Cikgu Yap Post author

      As rules and regulations practiced by the Road Transport Department in Malaysia vary from time to time, I am unable to confirm if motorcycle license from your country can be converted into Malaysian driving licenses. Contact JPJ at Putrajaya for advice.

      Reply
  47. DNT

    Hello Cikgu Yap

    I originally bought a car under my friend’s company and now both of us would like it to be transferred to my company. It is still under HP. What is the procedure, I have been informed that Normally, banks do not permit the assignment of HP facilities for motor vehicles from one borrower to another. The bank would normally require:-

    1. The purchaser of the vehicle ) to apply for a new HP facility AND

    2. Execution of bill of sale between the vendor stating the purchase price for the car

    As this is a straightforward transfer do I have to reapply for a new HP facility or go straight to the originating bank and request them do the transfer? If so with what documents?

    Thank you in advance for any help you can pass my way.

    DNT

    Reply
    1. Cikgu Yap Post author

      Your observation are indeed correct. HP facilities for one owner unfortunately cannot be used for another party or person. Apply for a new HP for new owner. Then only can you facilitate a new transfer.

      Reply
  48. perry

    dear cikgu yap

    I am going to Purchase a used car and is my first time so I’m a bit worry,,,,, I’ve found the car I really like and with good price too ,,which I already seen the car ,,, I was too excited about the car forgot to ask for any vehicle’s service record and car card to see ,,, I already paid him rm200 deposit and going to pay the balance on tuesday morning coz bank is not open on this monday,,,,,the car is not belong to him as he is a freelance car dealer and he said will provide everything vehicle’s service record and car card on tuesday ,,,, is that true he said I can do the Transfer Vehicle Ownership by my self ,,, what do i need to do before I pay him the balance? please please help thank you…

    Reply
  49. Beruang Polar

    Hello Cikgu Yap,

    I’d like to thank you first of all for this very informative blog on the procedures of transferring vehicle ownership and now to my situation…

    A relative of mine has for a few years now been using a car registered under an elder family member’s name. Recently it turned out that when my relative wanted to renew the insurance for the car to renew the road tax, the insurance company informed my relative that they would not renew the policy due to our family elders age (who is almost 80 and the registered owner of both vehicle and original policy).

    Now, the solution would be to transfer the ownership of the car to my relative and get a new policy. Unfortunately, my relative isn’t able to take up ownership of the car due to a certain set of circumstances and wants it to be transferred under my name. I am rather reluctant to go through with it as I am uncertain about the risks/responsibilities involved in owning a vehicle I wouldn’t be using.

    Although my relative is going to be footing the bill for the transfer and upkeep for the car, I am worried about any problems that may arise in the future and as I am still studying and with only a meager income I would prefer to avoid bearing the burden of unexpected expenses should anything happen.

    I would really appreciate any advice and opinions on this matter and also would like to ask if there are any other risks or liabilities involved in owning a vehicle that you know of apart from the ones you’ve already listed in the blog above?(ie traffic offences & collisions) Thanks again in advance Cikgu! =)

    Reply
    1. Cikgu Yap Post author

      In my opinion, there exists no reason for the insurance company not wanting to issue insurance coverage for a driver based upon his age, which is 80 years. A complaint can be made to Bank Negara regarding the above refusal. The question of transferring the above said vehicle to someone else in fact does not arise at all.

      Reply
  50. Jian Cheng

    Dear Cikgu Yap,

    Thank you for having such an informative blog for fellow readers out there.

    The objective I writing this is seeking some advice from Cikgu with refer to the below outlined scenario:

    Someone told me that an OLD vehicle registration number is cannot be transferred to an USED vehicle but in the mean time another member told me that this can be done provided the current registration number on the used vehicle is registered on another vehicle.

    To make things clearer, I’ll telling you the scenario where I’ll be facing here:
    I got a 2-digit vehicle registration number on a motor bike registered on my name and I wish to transfer this 2-digit vehicle registration number to an USED car which I going to buy it soon. If the trick mentioned above works then all I have to do is just get the vehicle registration number on the bike and the USED car swapped right? Any other precautions that I should aware if I want this to be done?

    Kind regards,
    Jian Cheng

    Reply
    1. Cikgu Yap Post author

      Numbers for old vehicles can only be transferred to newly registered vehicles. The new number has to be transferred to your old vehicle in return.

      Reply
  51. connie

    What do you think?

    hi Cikgu Yap – great blog and very informative.

    Can you please reconfirm only the new owner’s Mykad details need to be certified, i.e. it is not necessary to get the seller’s Mykad details certified.

    Thanks and keep up the good work.

    Reply
    1. Cikgu Yap Post author

      You only need confirm new owner’s particulars. Previous owner’s particulars in JPJ records.

      Reply
  52. Cathy Lee

    Dear Cikgu Yap,

    My company’s car was newly bought in year 2006 May and this company is going to cease operation end of this month, June 2011.

    I am the company’s director and this car will be transfered to my name – I have been driving it since day one the company bought it.

    My question is, does this car needs to go through the Puspakom inspection too?

    You did mentioned that a 3rd party can do the whole process of transferring, where can I get a reliable source and are they normally reliable one? What are the key documents that I can pass to them? Do I need to follow them to the JPJ office?

    Reply
    1. Cikgu Yap Post author

      I assume the company car you are now using is currently registered under your company name. As you now wish to convert the ownership to your personal name, yes, the car needs to go through Puspakom test.

      The documents needed are:
      i) Registration card.
      ii) A certain deposit for runner to undergo Puspakom examination.

      Reply
  53. Ms T

    Dear Cikgu Yap,

    I hope you can give me some advice. Thank a lot~

    For some particular reason, my father doesn’t have driving license and can’t have vehicle loan.

    Therefore, My father has bought and “using” a new car under my name. Recently I found that he got some summons under my name, I feel quite irritating.

    And recently, I need to buy a car for working transport purpose but I have met the car loan limitation after my father bought the car using my name.

    After talk to him, he says want to transfer the car’s name to my mother’s name. My questions are:

    1. My mum doesn’t work, doesn’t have driving license, can this works ?

    2. He says because this car purchase less than 1 year, so if transfer name now will need to buy car insurance again, will spend a lot, is this true? and how much will need to spend actually if i want to transfer name within 1 yr?

    3. What will happen if he keep making some traffic offence, how serious is it will effect me?

    4. If he can able pay the lump sum of the car balance, can he still transfers name to my mum if my mum doesn’t have license?

    5. Can you give me some other suggestions for my problem?..thank you a lot!

    Reply
    1. Cikgu Yap Post author

      Normally, a person without a license can not be allowed to own a car. The rule is practiced by some finance companies. True, a car which undergo ownership must buy new insurance which is rather costly.

      As long as the summons is paid faithfully, there shouldn’t be any problem. Your father should refrain from getting in accidents. The only advice I can give you is by the new car by cash and register it in your name.

      Reply
  54. Testdriver

    Hi sir, First of all I like to complement you on providing information. I just like to know..how do I transfer ownership of a new car. You see what happen my brother bought a car and now he is leaving for overseas. He gave his car and ask me to change the owner and continue paying the loan..something like sambung bayar or something like that…its this possible to do..and how do I go about this…pleas advice

    Reply
    1. Cikgu Yap Post author

      Firstly to change your brother’s car to your name requires a new agreement to be made with the finance company. Your first step should therefore consult the finance company. They will then advise you the steps to be taken.

      Reply
  55. Ms RH

    What do you think?
    Hi Cikgu Yap,

    I hope to get some advice from you. Thanks in advance.

    My sis bought a car in Jan this year. However, all the deeds, loans etc is under my name since she does not have a driving licence at that time. She has passed and now have a driving licence.

    I am expatriating soon to Europe & wants to change ownership to her name. She is paying all the loans, insurance etc wt regards to the car.

    Do the process similar to selling a car to 3rd party or is there any other way of transferring the ownership.

    Thanks much.

    Reply
    1. Cikgu Yap Post author

      Transfer are same between siblings. Please read the article above carefully. Then do a Puspakom test to get a B5 certificate. I suggest you get a good runner to assist you.

      Reply
  56. Mei

    Hi Cikgu Yap,

    My brother bought a motorcycle 2 months ago using her gf’s name. If now, he want to transfer the motor to his father’s name, what can he do? The loan must settle before transfer the ownership or the loan still active while transfer? The new and old owner must face-to-face sign the agreement? Is it easy if I do myself or pass it to agent to settle?

    Thanks for your help.

    Reply
    1. Cikgu Yap Post author

      Either settle the loan fully or draw up a new installment loan. New and old owners need not meet, but the documents required and necessary forms have to be signed by all parties concerned. Your motorcycle has to go through a Puspakom test too.

      Reply
  57. Fernie

    Hi Cikgu Yap,
    i would like to sell my car, all the process of selling a car that you mentioned in your blogs, shall done by buyer or seller ?

    BTW, the new rules of Puspakom inspection for checking 18 items been started? the inspection cost should pay by buyer or seller?

    thanks alot for your information.

    Regards,
    Fernie – Penang

    Reply
    1. Cikgu Yap Post author

      Usually, buyer does the transfer. Likewise, buyer responsible for Puspakom inspection too. Transferring normally under the 5 points inspection to get B5 certificate, not 18 points inspection.

      Reply
  58. K.T. Goh

    Hi Cikgu Yap,

    Your blog is great.

    Need your help over here. I’m in KL. I sold my car in 16/04/2011 to a person who claimed he is buying for his wife (but later i knew he is 2nd hand car dealer, and I think it could be possible that he is buying for his wife).

    I did prepare a simple memorandum stating clearly my name & NRIC, his name and NRIC, vehicle model, engine no., chasis no., year of the car and vehicle registration number.

    And also stating the price sold, and stating what I have handed over to him and putting down the date and time hand over. I also state that any fines before the particular date and time will be my responsibility and after that is his responsibility to pay the fines.

    I also put he have to complete the change of title within 4 week.

    Now I received a letter from Majlis Perbandaran Seberang Perai that I have 1 compound unsettled date 09/06/2011.

    I have call the buyer and he said he sold to a reliable buyer. He said he will check.

    While waiting for his reply, I hope you can give me some advice.

    Thank you very much.

    Best regards,
    Goh

    Reply
    1. Cikgu Yap Post author

      There is a maxim, “trust nobody but yourself”. The car you sold is obviously still in your name. Settle MP Seberang Perai summons quickly or you’ll get blacklisted.

      Reply
  59. Jessica

    Dear Sir,

    My husband and I want to buy a new car and put under my name. I dont own a driving license. For our 1st car almost 10 years ago, I dont have a license too but the car and bank loan are under my name.

    As I’m afraid the rules now could be stricter, can i know whether the new car and loan can still be under my name? Thanks.

    Reply
    1. Cikgu Yap Post author

      I understand currently, the law requires a person to possess a driving licenses if you intend to enter your name as owner of a vehicle. You might ask around and try to find ways to overcome this problem. As they say, “nothing is impossible”.

      Reply
  60. TL Tan

    Hi Cikgu Yap,

    Need some advice from you.

    Currently I drive a car which registered under my brother name; and now my brother wish to transfer the car ownership to me since he already bough another car.

    Now my problem is:

    My brother have to come personally to JPJ office during sign off all the documents? but I’m staying at Penang and my brother at KL, it’s not convenient for him travel to Penang just for this matter.

    I do contact with a runner and He said that the car ownership tranfer can be done without my brother signature on any documents and need not come personally to JPJ office.

    It’s possible doing like that? it’s legal?

    thanks

    Regards,
    TL Tan

    Reply
    1. Cikgu Yap Post author

      Read the article above again and find out what documents needed. Sign all the relevant forms needs. Also provide your IC photocopy to your brother in KL and have him signed them. A good runner should then be able to help you. However, your runner’s suggestion your brother need not sign the documents appear is against the law and therefore illegal.

      Reply
  61. Dean Miguel

    Good day, I have question. Iam an expat and due to the type of job I have, I need to leave the country soon. To cut it short, I still have a 2000model RX300 car and I cant find any buyer yet. The sad thing is I have to move out of the country in 2 days time and I have to leave my car to my colleague.

    Now my question: Is there anyway I can transfer the car to any buyer without me physically in Malaysia. If yes what should I be preparing before I go.

    Thanks in advance.

    Reply
    1. Cikgu Yap Post author

      Read the article above again and find out what documents needed. Sign all the relevant forms needs. Also provide your photocopy passport / visa documents to your colleague. You need not be here physically. A runner or colleague can do the transfer / inspection for you at Puspakom.

      Reply
  62. Tracy

    Cikgu Yap,

    I have renounced Msia citizenship 2 yrs ago and this month is my last installment of my car. The road tax expired 5 days ago. I would like to transfer the ownership to my hubby.

    I need to bring my car to Puspakom for inspection but no valid road tax.

    If i renew the road tax and insurance now and my hubby again insured the car during the transfer of ownership this will cost a sum of money.

    What is the procedure in this case?

    Thank you in advanced.

    Reply
    1. Cikgu Yap Post author

      Transferring your car to your hubby can be done. I suggest you get a good runner to assist you. The runner or you yourself can apply for 1 day special road tax to bring your card to Puspakom for inspection purposes. In doing the above, obviously you’ll have to get a special coverage for insurance too. Indeed all of the above will be a little bit of a hassle and certainly will cost money.

      Reply
  63. nadia

    hi my car was stolen end of last year but i didnt bother to make a report because its a very old car. i am buying a new car now but i still have my saman for the old car even though it was stolen. i am going to the jpj to transfer name of the new car to may name. will there be a problem in name transfer if i have not paid my old saman?

    Reply
    1. Cikgu Yap Post author

      Immaterial whether it’s an old car or otherwise, the correct procedure is for you to make a police report immediately. If you have not done so, do it immediately! Ideally, settle your old saman first.

      Reply
  64. symond wong

    Hi Cikgu Yap,
    A friend of mine, recommended this blog to me, this blog is amazing and great for anyone like me to find out the answer related to ownership transfer:
    My question is simple :
    1) Can I go to JPJ, seremban do the checking of the second hand car ownership/red card? If this vehicle is belong to him ?
    The information which i have is only the name plate of this car : JFL9655?
    If, the answer is yes. which JPJ branch i need to go for checking. As this car owner is located in JB and i stay in Seremban? Pls advised me Thanks.

    Reply
    1. Cikgu Yap Post author

      Yes, you can certainly go to the nearest JPJ in Seremban to check up particulars of the vehicle you intend to purchase.

      Reply
  65. Siti

    I am a Malaysian citizen recently returned from the US where I obtained my US driver’s license from an American state. I also have an international driver’s license, also from the US, that is valid until June 2012. I am interested in buying a car for RM21,000 that is still under loan by the current owner.

    1. Can I own and register the car given my driver’s license details?

    2. What do I need to do about the seller’s outstanding loan before buying and what documentation do I need?

    Thanks.

    Reply
    1. Cikgu Yap Post author

      Firstly, get your American IDL converted into Malaysian license before you can register your name for the vehicle you intend to buy. Then you’ll have to work out a new loan agreement for the vehicle you wish to purchase. The finance company will let your know the documents needed.

      Reply
  66. Daniel

    I sold my 1979’s toyota car four years ago without transfer of ownership. The new owner refused to change ownership as he claimed that the car would not pass the PUSPAKOM’s inspection because the engine was modified.

    Is it possible for me to change ownership now without the new owner’s signature? What should I do?

    Thank you.

    Reply
    1. Cikgu Yap Post author

      As you have sold your car 4 years ago, the vehicle card would have been handed to the new owner. I wonder how you could transact the ownership then!

      Reply
  67. Son

    Hi Cikgu Yap,

    I’m from a Sdn Bhd company & I’m trying to sell one of our company car to an internal staff. I would like to check with you in regards to the documents involved & the procedures.

    I currently have the following documents:
    1) JPJ K3 form (signed by company director)
    2) JPJ TM-AB (signed by company director)
    3) Photocopy I/C of the company director that signed the JPJ forms
    4) Company Forms 9,24 & 49
    5) The vehicle grant
    6) Director’s Resolution

    Do I still need to obtain the Borang Semak & the form to certify new ownership? What other documents do I need to sell of company vehicles?

    Do I still need to go to Puspakom, JPJ, Session Court, the Commissioner of Oaths?

    The staff that is buying, is very familiar with the vehicle already.

    I would like to thank you in advance for your time & help.

    Reply
    1. Cikgu Yap Post author

      Please read the article above carefully on procedures of vehicle transfer. The Borang Semak is important that it assist you to recheck all the requirement required. Vehicles for transfer must under Puspakom 5 points check. The MyKad particulars of the new owner must be certified by a Commissioner Of Oath or a JPJ official at any JPJ office.

      Reply
  68. Faizal

    Dear Cikgu Yap

    Indeed an informative site & commend your effort to share your knowledge to the community.

    I have sold my car 2 days back.
    The car was bought in cash so there is no loan.
    I sold it to a used car dealer.
    When i asked him to do JPJ transfer, he said they will only do it when they find a new buyer. Could be soon, could be years.
    Since the car is under my name until they find a buyer, i’m worried that it may collect summons & I could be blacklisted if they take it for a joy ride…

    What are the forms that I have to fill to inform the police & JPJ that I have sold the car and no longer responsible for any summons?

    I have the bill of sale for the car & letter from the insurance that I have cancelled the insurance. Are all these sufficient?

    Appreciate your advice so that it may benefit other forumers with my dilemma.

    Thanks

    Reply
    1. Cikgu Yap Post author

      You will be responsible for summons / traffic offences even after you sold the vehicle, as long as the vehicle is not transferred. The only way out it o draft a simple agreement and have is signed by both parties. Have it stamped to make it legal.

      Reply
  69. Didi

    Cikgu,
    I m a Singaporean and do own a company in Malaysia.
    I do have a registered Singapore scrambler motorcycle(I m the legal owner).I hv got all the info on how to de-register the bike in Singapore.
    I would like to know the procedure for me to register the bike in Malaysia.
    Since I m planning to retire in Malaysia near future…I would like to bring this piece of sentimental iron horse with me:-)
    Thank you for information.

    Reply
    1. Cikgu Yap Post author

      Please visit Customs Malaysia’s web site on how to bring a used vehicle into Malaysia. Approach the above department to see if you qualify to be given special treatment as an individual. After you have managed to get your vehicle here, you will then have to approach the JPJ to get their permission / forms to register your bike with the authorities.

      Reply
  70. tham

    Hi cikgu Yap,

    My father wanted to get rid of his old car which was not in driving condition. We got one friend to tow it away and also gave him the reg card for transfer.

    But the car was not transferred and we don’t know who has got the car now.

    What should we do? So far, there are no summons or legal matters but we don’t want to take any chances.

    Pls help.

    Reply
    1. Cikgu Yap Post author

      You should ideally have kept the registration card, not give it away Try getting back the above card if possible. It can be a source of much problems later on.

      Reply
        1. Cikgu Yap Post author

          As last resort, you’re advised to make police report. Tell the police the real situation and that you’re afraid the registration card would be misused. Then send a registered copy og the report to JPJ, your last insurance company and the local council where you reside. The above action might safeguard your interests to a certain degree later on.

          Reply
  71. How to check if car is still under finance

    Hi Cikgu Yap,

    Will like to seek your advise here. I am planning to buy a car from a direct owner. According to him, he bought the car in cash and therefore does not service any loan. My question is, how do i verify this? I intend to buy cash from him as well.

    Do i look at his car registration card? If so, what should i be expecting/or not expecting to see?

    thanks in adance for your help.

    Reply
    1. Cikgu Yap Post author

      Get hold of the registration book. Lot at it carefully. Ensure the owner is your friend. See if there is any ownership claims by either a bank or finance company. Also, if your friend has bought the vehicle for cash, then he should be in possession of a cash sale receipt too. You are further advised, unless all the above is in your favour, then only can the cash amount payment be made.

      Reply
  72. wing

    hi cikgu yap,
    need some advice from you.
    The used car dealer is buying my old car and he is paying cash.
    I have done the puspakom B7 test. So the next step is collect cash and then transfer the ownership right? But what if he say that he will not transfer unless he found a buyer. What is your advice?

    thanks

    Reply
    1. Cikgu Yap Post author

      Are you ready to accept the dealer’s suggestion? Don’t forget, you’ll be responsible for summons in future as long as the vehicle is in your name.

      Reply
  73. Gate

    Hi Cikgu Yap,

    Need some professional advice from you for my case, I have sold my car to a used car dealer few months ago, and have signed all the JPJ form & settled the PUSPAKOM test. But now he is requesting a copy of my last insurance policy, according to him this is the document required for ownership transfer. Is this true? If it is not true then what roughly is his intention to get my policy?

    Thanks a lot.

    Reply
    1. Cikgu Yap Post author

      The insurance policy is yours. Whether you allow the dealer usage of the above policy depends solely on you. The used car owner should get anew policy for the vehicle he has purchased from you.

      Reply
  74. Mae

    Hi =)
    Thanks for your useful information…

    I just recently got my L-License…(will go for driving test next month)
    and I’m very interested to buy a second-hand car cash…
    But am I eligible to buy a car with L-License??
    The car that I plan to buy is a Proton Saga from the 90’s…
    Is it hard to get insurance for it???

    I really hope that you will give me advice on my scenario…
    Thanks for your time…

    Reply
    1. Cikgu Yap Post author

      As per my experience, there is nothing to stop a person buying a 2nd hand vehicle with an L license.

      Reply
  75. Mark

    Hi, Great website with a lot of useful information.
    I’m an expat who is about to leave the country for pastures new and therefore need to sell my car. I’m a bit concerned about this as I’ve never sold a car even in my home country so don’t want to get ripped off or come back in a few years to find many summons against my name! You mention not using an agent to help with the paperwork, but will I be able to easily find the right person to help at JPJ and will the forms be in English or Malay? (I live in JB and went there to register my car with the car salesman and i have to admit it was crazy and I had no idea what was going on!). Also, how do I make sure I get the money from the person I am selling the car to? Should I be dealing directly with the bank my loan is with and should I be looking to pay this loan off first to avoid anyconfusion?
    Appreciate your feedback on this.

    Reply
    1. Cikgu Yap Post author

      As an expat, I really do understand your predicament. From info given, you appear in a hurry to leave the country. This might create some unwarranted problems.

      Some advice that can be given to you include:
      i) Do not part with your vehicle until cash money is received by you from the buyer.
      ii) Ideally, refrain from using cheques for your transaction.Remember, cheques are liable to bounce.
      iii) Most JPJ forms / documents are mostly in Bahasa Malaysia. Get a good friend to assist you if necessary.
      iv) Dealing with banks is a good idea. They are more reliable and cab be held accountable if anything goes wrong.

      Having concluded your agreement with any party, you should ideally draw up a simple contract, to be signed by both parties. Ask somebody who has knowledge about legal aspects to draft out the above contract. Have it legally signed, preferably. Anyway, it costs approximately RM10 for the stamping at the nearest stamp office.

      Reply
  76. Siah

    If a person death and left his car that haven’t finish the loan, can the sibling help it to pay? Or need to transfer the car owner to the sibling name? If yes how, in malaysia law requirement? How about the road tax & insurance??

    Second question is if the deceased’s have more than one car and the car loan have being settle since many year isn’t need to transfer the name next of kin’s too? How about the road tax & insurance??

    Reply
    1. Cikgu Yap Post author

      For the time being, the current loan can still be continued. Road tax / insurance can still be obtained too. If JPJ advises otherwise, then you’ll have to take alternative steps.

      Reply
  77. Bryan

    Hi Cikgu Yap,

    I’ve sold my car to a car workshop that introduced by a friend 6 months ago. This is because my car cannot pass PUSPAKOM test and need to change engine. He told me that he can settle everything including the transfer of ownership. But recently, i try to contact him to ask about the status of transfer, but he refuse to give me any conclusion and also not picking up my call. I only have a simple receipt stated the selling price.

    I’m a quite worried cause dont know where the car is. Please advise what can i do now.

    Thanks for your kind help.

    Reply
    1. Cikgu Yap Post author

      You have no choice but make a police report immediately. Should the car meet with an accident or involved in criminal activities, you will be held responsible.

      Reply
  78. syah23

    hello cikgu yap..
    Iam a bit confuse here after reading too many cases above.. here mine..
    I bough 92 iswara and the car already transfred to my name.. Then i go to the insurance company to buy insurance and roadtax but the agent said i need another puspakom inspectation since the car roadtax already dead 1year ago.. What do you think??
    i already done the puspakom test for transfer ownership (4 test :engine no,chasis no,tinted,halfcut check)

    Reply
    1. Cikgu Yap Post author

      The Puspakom’s inspection certificate as fas as I’m aware last for about 1 month only. A car’s road tax that has expired for more than a year will have to undergo a further inspection again.

      Reply
  79. CHINKIAN

    Hi there Cikgu yap,

    I am currently in Penang and I’m trying to buy a car in KL. I am planning to get my mother to do the title transfer in JPJ KL without the seller’s and my presence. Is this doable? Can you also advise of the documents below are sufficient?

    I will be preparing there documents for my mother:
    1) TM-AB form for myself and also for the seller (does seller need TM-AB verification as well?)
    2) PUSPAKOM certificate arranged to be done in KL
    3) 2 copies of JPJK3 form signed by both buyer (me) and seller (does this form need to be verified by a commissioner of oath?)
    4) Letter from my finance company
    5) TM-1 for signed by my mother
    6) Car insurance under my name for this particular car
    7) Garan with finance release letter from Seller.
    8) Two copies of ICs, both seller and myself.

    Thanks a heap!!

    Reply
    1. Cikgu Yap Post author

      Inspection and transfer of your new vehicle can be done by your mum. Ideally, get a good runner to assist. For JPJ K3A, the new owner’s particulars have to be authenticated either by JPJ officer or a Commissioner Of Oaths. Form TM-AB requires the identity card of buyer to be certified by the above persons mentioned. After getting Puspakom certificate (B5), then only purchase the vehicle insurance in your name to facilitate vehicle transfer. All other documents you listed out are in order.

      Reply
  80. Anne

    Hi Cikgu Yap,

    I need a desperate help here!
    My aunt bought a car few years back under my name, as she is a bankruptcy, she can’t buy a car under her name.
    I was so stupid to help her back then.
    The loan was already settled.
    Now, I’m asking her to transfer the car ownership to herself, she is saying she wants to buy a new car. So can you please advise me, what I can do now to have the car ownership transfer to her son?
    Thanks so much!!

    Reply
    1. Cikgu Yap Post author

      To transfer it to your aunt’s son, ideally he should be 17 years old and possess a driving license.

      Reply
  81. IreneYap

    Hi Cikgu Yap,

    Need your advise on this. I have traded in my old car which is still under loan and bought a new car. The trade wasn’t the usual trade as the dealer unable to provide me high trade in value so he took my car to a dealer for sale.
    The dealer didnt constantly pay the loan installment and so i decided to take back the car.
    The dealer agreed with a price which is ok with me. Can you please advise me that to avoid further problems what are things i should take note of to get back the car? I have signed all the JPJ documents previously.

    Reply
    1. Cikgu Yap Post author

      When taking back your vehicle from the dealer, ideally get back the following documents:

      i) All documents you signed for the transfer purpose.
      ii) Your photostat ic.
      iii) Your vehicle Registration Card.
      iv) Get back any cover note for your vehicle which may have been purchased erlier.

      Nonetheless, you may have some difficulties on some of the above especially no. iv.

      Reply
  82. Noel Ho

    Good article. I have an interesting situation. I have two cars which I want to transfer into my name.

    Both car’s road tax and insurance have already expired.

    Car A is in my sister’s name. I want I to transfer this car into my name, renew the road tax and insurance. I assume I will need to fill out all the forms you have mentioned, get the inspection, then complete the transfer and I can purchase the road tax and insurance after the transfer is complete? Or do I need to purchase insurance and road tax before I can complete the transfer?

    Car B is in my aunty’s name. I want to transfer this car into my name but will not be renewing the road tax or insurance (the car will not be used). Do I still need to get it inspected by Puspakom?

    Thanks!

    Reply
    1. Cikgu Yap Post author

      For car A (your sister’s car), I feel you should renews the road tax / insurance using your sister’s name first. Then only do your Puspakom tests and buying of insurance. If you feel this is a hassle, get a good runner to help you. As for car B (aunty’s) why bother about a car you are not going to be using. So, leave it alone and do not waste your money.

      Reply
  83. Ebrahim

    First, let me thank Cikgu Yap for such an imformative blog.

    I’m an Expat working in Malaysia. I want to sell of my car to a direct buyer. My car is currently under bank loan. I can pay back all remaining loan. What will be your advice on;

    1) to pay back all the loan, transfer the ownership to my name, then sell and transfer the ownership of my car to the direct buyer after receiving the full cash
    or
    2) Deal with the bank, receive the extra balance after settling the reamining laon,then transfer the ownership once the buyer’s loan is approved by the bank

    The other request is- Is there any reliable middle man/ service agent to whom you would like to recommend ?

    I’ll be waiting for your advice & answer. Thanks

    Reply
    1. Cikgu Yap Post author

      Although your car is currently under loan with a bank, the ownership of the vehicle should still be registered under your name. The bank has ownership claim over your vehicle. I suggest you talk to the bank people about your dilemma. Therefore, the attempt to transfer your vehicle to your name in fact does not arise.

      Reply
  84. handira

    Hi please help me, Im buying a waja cash, dealer said no loan but next day admitted to having loan when asked again, so went to bank to check for loan amount.

    I dunno what’s the real story for the vehicle even tho it’s very nice. It’s been traded in and there’s issuance of settlement letter from bank means it’s been repossessed by bank, im only interested to buy it.

    Unfortunately wisma nusantara was close so best thing was to ask a banker, and check online and before i found this website i told the dealer to
    1. transfer name
    2. I pay the bank settlement myself

    but dealer
    1. showed jpj inspection letter
    2. showed resettlement letter and gave me copy
    3. said he’s “waiting” for the money which i have just to proceed with everything
    4. for some reason make everything urgent, and want me to only pay to him the money and not to the bank straight

    so postponed until tomorrow Monday and found ur website

    I want to ask u after seeing all of the forms above you mentioned;
    what is the right way to buy a second hand car in cash?

    From what i understand from the above
    0. obtain all forms
    1. transfer name or inspection whichever comes first
    2. apply insurance under name
    3. pay rest of the amount (this could be in no.3 as well) and obtain grant
    4. get keys and car

    PLEASE HELP! I have the money and everyone’s trying to cheat me.

    Reply
  85. handira

    I might as well let everyone know now so people won’t make the same mistake:

    1. I paid 1000 deposit bcos before surveying and making research i was very naive and believed the dealer when he said transfer name cost 400, puspakom cost 400 and the rest.. for i dunno… i was going to pay 500 but yeah i was stupid

    now as i realize that the dealer might want to fool me again tomorrow i better cancel the deal and hopefully get my deposit back, im not hoping for full but perhaps even 800 makes me happy cos it’s a lot of money.

    I think , i speculate, what he wants to do is to get my money in cash and not service the loan from the settlement loan, wants me to be shocked and found there’s still loan under my name, and the matter goes on and on, literally have to call him everyday to “beg” him to pay the loan until one day he will disappear on me

    fool me once shame on u, fool me twice shame on me…

    hope it helps everyone

    from a very naive girl

    Reply
    1. Cikgu Yap Post author

      Yours appear to be a complicated issue. Somewhere along the line, I feel certain parties are attempting to pull a fast one on you, as you yourself said. They seem to be promising a lot of things but actually doing nothing concrete about it. I symphatised with the situation you have gotten yourself into.

      Reply
  86. Zeeshan

    First thank u for da information
    I bought a car proton saga(1988) Around 1.5 year ago but didn’t change the name to mine as i am foreigner in Malaysia and i was not aware of the rules and regulation i thought i would do later but now i want to transfer it problem is previous owner was from Bangladesh and he has gone back to his country but i have all the required documents signed by him and his passport copy also so whom should i approached to do the procedure i recently met a Guy in Car showroom he said it will cost me around 800 rm For(Transfer name,road tax,insurance) And he will do it for me i will have to leave my car there for 1 day is it safe to leave my car like this or you think i should go to do transfer myself.

    Reply
    1. Cikgu Yap Post author

      Hopefully all the documents pertaining to previous owner are in order. The amount for transfer / insurance etc quoted by the middlemen appear reasonable. What’s troubling is leaving your car for 1 day to the agent.

      Reply
      1. Zeeshan

        Sorry i forget to tell you the reason for leaving the car is he said he have to take my car to puspakom for check that is why he asked for it And yes i have all da documents signed by previous owner are with me.only problem is how can i tust him.Any solution ?

        Reply
  87. Paulie

    Hi Guru Yap,

    Currently i have paid a RM500 booking fee for a WAJA, and my loan have approved.
    The loan and Insurance i apply my own. Because i have relative who work in that position.

    My question is :

    I would like to know what is the exact fee for Ownership transfer,Puspakom+Stamp duty?
    Ownership transfer,Puspakom inspection,Stamp duty & road tax. “Runner charge how much?”
    I do the calculation after i decide to walk into the used car dealer.

    My calculation is less than RM300 for the processing if do it by own.
    Ownership transfer : RM100
    Puspakom : RM90
    Stamp Duty : RM10
    Road Tax 1300-1601cc : RM90
    Total : RM290 “Any other relevant amount that i missed?”

    The used car dealer was asking me to paid the service @ RM1700 for the runner service.
    Ownership transfer,Puspakon inspection,Stamp duty & road tax.

    Actually i can do it myself but i was thinking to give some commission for the service
    since the loan and insurance i apply myself. just for win win situation.

    After the discussion with the dealer and RM1700 are non negotiable.
    i was thinking i can do my own to save the commission since the offer is ridiculous.
    and they are not allowing me to do my own. I felt like i have lost the consumer power
    and i’ve sacrified time, money and energy for this case.

    We didn’t discuss earlier regarding the procedure service. because i have to wait for the loan side.
    And we a good conversation at the beginning. As i survey the market they charge for RM450 to RM750
    for the service i need. To me this is reasonable to pay according the market rate.

    Unexpected they want me to pay RM1700 for the service non negotiable, fee not included insurance.
    Only ownership transfer,Puspakon inspection+Stamp duty & road tax. i know at least a clean RM1300 is
    going to the company and not including the sales profit.

    I’m not happy that the outcome and would like to cancel the car.
    The deposit burn. What should i do now? This is not a good situation for me as a buyer.

    Should i lodge a police report or complaint to NCCC? Or i just burn the deposit.

    Pls advice, as it is urgent need…
    Thanks in advance Guru.

    Kind Regard,
    Jr Paulie

    Reply
    1. Cikgu Yap Post author

      A business contract is between client (yourself) and the used car dealer. If you are not agreeable to the amount asked, you are free to reject it. Choice is yours. Should you feel you are capable of doing the transfer / inspection yourself, by all means, do it yourself. Alternatively, you can cancel the booking made. But remember, you stand to lose deposit you’ve paid.

      Reply
  88. Paulie

    Hi Guru Yap,

    Well i’m thinking lodge a report with NCCC. Actually i’m capable to do all the process myself. RM1700 at least i can save up to 70%. The dealer are given alots of lame excuses. because they want the absorb the commission.

    Many thks

    Kind Regard,
    Paulie

    Reply
  89. Seyed

    Hello sir,

    I found this article very helpful, I have purchased a 2nd hand car 3 years ago, and the gear box of the car was damaged (Automatic gear box) , then I have changed it into manual gearbox , and it’s still written in the red card that the car is auto,and I’m selling the car on these two days . Will this issue effect the puspakom inspection ? is it a problem ? Thank you very much for your time.

    Reply
    1. Cikgu Yap Post author

      It is of my opinion you’ll have problem with Puspakom when the car is sent for inspection. You’ll have to look for a way out to overcome this problem.

      Reply
      1. Seyed

        Thank you for your fast answer , but can you tell me how to overcome this problem , i want to sell the car as soon as possible because i’m leaving the country soon. thank you so much for your time.

        Reply
        1. Cikgu Yap Post author

          My observations tell me you’re facing 2 problems. One, for converting into manual gear system, your car has to be inspected by Puspakom. Then, send in your Registration Card to be rectified. Two, if you sell your car, you’ll have to send your car for a 2nd inspection before transfer of names can be done.

          Reply
  90. Caryn

    Hi,
    I am planning to buy a second hand car from my fren. However she just renewed her road tax and insurance. Can i get a loan and transfer the ownership without repurchasing the insurance and road tax?

    Reply
  91. david

    I am going to sell my car to an Iranian friend who is going to visit Malaysia soon. Is it possible to transfer the ownership documents without his presence and with just the copy of his passport? and If it is necessary for him to have any Malaysian Visa before purchasing my car?
    Thank you very much

    Reply
  92. Staphy

    Hi Cikgu Yap,

    My father has brought a car on 10years ago, but the car has not transfer name yet from the car owner, because the car was purchase by his friend. We are lose contact to his friend, but we do have the card register of the car and the birth cerificate of the owner, I.C are not giving us when purchases the car. What should we do, if we want to sell the car?

    Thank you.

    Regards,
    Staphy

    Reply
    1. Cikgu Yap Post author

      Ideally, locate your friend and get his IC. Failing, appeal to the authorities to perform transfer using the birth certificate.

      Reply
      1. Staphy

        Thank you, Cikgu Yap. Should I try to transfer name by using birth certificate, it’s the percent high to transfer sucessfully by using birth certificate?

        Reply
        1. Staphy

          Hi Cikgu Yap, I would like to know which department should i looking for? Should I need to make a report to police, would there compound or take any legal action to my father?

          Thank you.

          Regards,
          Staphy

          Reply
  93. Sonny

    Hi Cikgu Yap :-
    My brother just passed away and he having a 2nd hand car registered under his name ( currently this car still under financing ). How can we transfer the car to my name ?
    Kindly advise
    thanks

    Reply
    1. Cikgu Yap Post author

      Everything has been explained in the article above. Furthermore, you might have to refinance your brother’s vehicle to do transfer.

      Reply
  94. John

    Bought a new car 2 years ago and trade in the old car. Sign the necessary transfer form you mentioned in the article and gave it to the salesman. Also got an acknowledgment of receipt letter from the car dealer for my trade in car, car keys and car registration card. The trade in car reg no also appears in the sales invoice as a trade in car. Should this suffice as I was not aware of the additional procedures (Inform JPJ, Police report, insurance co, stamping etc) you mentioned in your article.

    Is it too late to carry out the additional procedure you mentioned in your article?

    How do I check if the trade in car has been resold and transfered?

    Thank you

    Note: The additional procedure you mentioned in the article as follows:

    They should in fact:
    i) Inform in a letter to the Registrar of Motor Inland Vehicles (R.M.I.V) of the sale
    ii) Inform the Police authorities of the sale too.
    iii) Inform the insurance company of the sale as well.
    Ideally, a simple agreement should then be concluded between you and the purchaser of your car.
    In it, state that as from henceforth, you are no longer liable for:
    i) Any traffic offences that might be caused by the said vehicle.
    ii) For any accident which might involve the vehicle which is registered under your name.
    The simple piece of paper, which represents an agreement, should ideally also be stamped at the Stamp Office in your town nearby. The total cost does not involve more than RM10.

    Reply
    1. Cikgu Yap Post author

      Most people only do what you did, that is hand over registration card, IC and transfer forms. I recommend that you inform the police, JPJ, insurance company and draw up as simple agreement and stamp it.

      The later part of what was suggested maybe a little bit of a hassle. But come to think of it, it tends to benefit you more than anything else. Think about it carefully and implement it if you possibly can.

      Reply
  95. J

    Hi Cikgu Yap
    Many thanks for all the wonderful tips and advice you are giving. Maybe you can help my situation too!!!
    I am in Malaysia on a work visa. I hold International Driving License and I have been driving here for over 1 1/2 years. My friend here arranged for buying a car for me, for which I paid all the money. At that time, I had still not got my work visa, so he said he had to have the car registered in his name. I had already got my employment letter by then, but visa yet to be stamped by Consulate.
    1. Now I want to transfer it to my name, and I also need to renew tax and insurance which have expired this month.
    2. Can I get the B5 without tax/insurance because I will have to pay for tax/insurance on my friend’s name? If I pay tax/insurance in his name, will it automatically be transferred to me, once the ownership transfer is done?
    3. Btw, I am registered as the 2nd driver in the initial insurance papers filed during car registration. Will that help my case?

    Greatly appreciate your comments on these issues.
    J

    Reply
    1. Cikgu Yap Post author

      To transfer vehicle to your name, first of all I think you have to possess a work visa. To facilitate the car road tax and insurance, but it in your friend’s name first. Once you get B5 certificate, then take steps to transfer the insurance to your name and also do transfer of ownership. It’s all a bit confusing, Nonetheless, it is hope you’ll be able to understand my explanation. Being 2nd named driver in your insurance cannot assist you in any way.

      Reply
  96. Brina

    I read your article on transfering car ownership. I have form JPJK3. Can that be use and also, you have not mention about purchasing the car road tax by the new car owner. Do I need to buy a new road tax or can I still use my mum road tax?

    Reply
  97. Icky

    Cikgu yap, need advice.. I’m bout to meetup a sales person who is going to evaluate my car and potentially already has a buyer as he informed.

    I have check my car full loan settlement rm93k and roughly my car market price with all the additional modification about rm125k.

    My concern is,I’m still owning the bank but if say I manage to market/sell the car, I would have extra of +-30k in hands prior to the loan settlement.

    Need ur kind advice,when did I should get the cash or the safe way on proceeding this.I do not want to be corn by the sales people later, car is sold but the differences is gone.

    Pls help

    Reply
    1. Cikgu Yap Post author

      From my experience, a car when you sell it at a second hand market usually does not go up in value. If you are selling to a used car company, he will buy the car at below market value because he would have to cover administration cost, credit line cost and not to mention the risk if he can’t sell off the car.

      If you a lucky enough to be able to sell your car at RM30k profit, ask the use car company to settle your outstanding loan with the bank and then issue the difference in a cheque to you.

      This is my opinion only, the saleman may have a better approach. All the best!

      Reply
  98. Jono

    Hiya,
    I used to own an old beatle (1970’s make) which I’ve recently just sold. I have had the car for 5 years, which was initially bought and handled by my mates. I had no troubles transferring the ownership under my name back then.

    Flash back to a few weeks ago. The car was sold verbally and there was a middle person in charge of handling the transfers/checkup of the car.

    There were complications in the Puspakom check, whereby it was checked that there were discrepancies to the chassis. All this year, the car has been sent to a private mechanic, and the past two years, we have had send the car into Puspakom for insurance/yearly checks.

    It leaves us at a lurch at the moment as we cannot get in contact with the previous owner to retrieve the change of engine details. (even if we could, chances is the he has his own mechanic to change the engines and no paperworks were filed).

    What’s your take on this?

    Reply
    1. Cikgu Yap Post author

      Since your Beetle has developed problems with regards to transfer, you have no alternative but to get the original documents which your vehicle was said to have undergone. Failing which, you just cannot do any transfer at all.

      Reply
  99. kevin

    Hi, a used car dealer is buying my car. He says that we do not need to go to JPJ since he will sell the car after buying it from me. He said there is a standard contract form that both parties will execute.
    Is this correct to do. No loans on the car and he is bringing a bank check for the purchase price.
    Do you have any suggestions or recommendations.
    Thanks
    KN

    Reply
    1. Cikgu Yap Post author

      In my opinion, the standard contract between the car dealer and his client does not protect you as the owner of the vehicle. There is no guarantee that the above contract will be honoured by both the parties. If that happens, who will then be the victim? You!

      The correct way is for the car dealer to ensure that the vehicle you sell to him undergoes the proper Puspakom inspection, followed by the transfer of ownership be done properly.

      Reply
  100. John

    Hi Cikgu Yap, 13 Feb 2012

    I refer to your earlier reply to my question on the need to inform police, JPJ and insurance co as well as getting an “agreement” stamp. I would like to rephrase my question since your reply did not really answered my questions.

    Bought a new car and traded in the old one 2 years ago.

    POLICE REPORT AND JPJ
    is it TOO LATE to
    1) Do police report for the trade in car since its already 2 years?
    2. Inform JPJ for the trade in car since its already 2 years?
    3. Which JPJ department to address letter of notification to?

    RELEVANCE OF THE AGREEMENT
    Since the car was traded in 2 years ago I am not clear how does “an agreement” be relevant and what should the content be? It is a traded in car not sold to a 2nd hand dealer or a 2nd hand buyer. Please provide some insight if its relevant

    STAMPING OF OTHER DOCUMENT E.G. COVER LETTER (alternative to the said agreement)
    I have got an acknowledgment letter (JPJ reg card, keys, car etc) from the showroom where I bought and traded in the new car. The original invoice for the new car by the car manufacturer also shows the car regustration of the old car traded in car.
    Question: Since its already 2 years, is it too late to get the stamping office to stamp the cover letter that was acknowledge by the car showroom (if this can be an alternative stamping document to the “agreement”?

    INSURANCE FOR OLD TRADED IN CAR – NOTIFICATION
    I have already canceled my car policy 2 years ago when the old car was traded in and transfered the NCB to new car. Would’nt this be sufficient as notifcation that the old car is no longer my responsibility from the insurance stand point?

    If still need to inform the insurance company, its already 2 years, is it too late to do so?

    HOW TO CHECK WHETHER OLD TRADED IN CAR HAS CHANGE NAMES?
    Where do I go at JPJ to check whether my old traded in car has change name? Is this allowed?

    Thank you for your patience
    John

    Reply
    1. Cikgu Yap Post author

      Even though the official Road Transport Department’s transfer form has been transacted, my personal experience tells me that writing to inform the insurance company, the police and even the RTD is never a lost. Many people in fact do not keep a record of the above.. Copies of the above, if kept properly in a file goes a long way to assist one later on.

      In the 1970’s, after selling off my vehicle to a finance company, I still received a solicitor’s letter instituting legal proceedings against me, I was lucky to still have copies of my letters to the authorities in my file. Upon advising the solicitors concerned that I was no longer legal owner of the vehicle, resulted in my not hearing from the solicitors anymore.

      Regarding stamping of your agreement, since 2 years have elapsed, it is my opinion that it is no longer appropriate for stamping anymore. The same applies to the insurance company too.

      With regards to checking whether traded in cars have undergone transfer of names or otherwise, the JPJ are strict and it is my opinion, they do not entertain any individual requests unless it is done legally, that is through your lawyers.

      Reply
  101. Mostafa

    is it required to buy the new insurance? can’t the old one be transferred? or add the name of the new owner to people who are covered driving the car in the insurance?

    Thanks, please respond

    Reply
    1. Cikgu Yap Post author

      Suggested that a new insurance policy is purchased. The difference between old and new is minimal.

      Reply
  102. Uma

    I’m selling my car. Should the new buyer buy an insurance after we have done the change of ownership at JPJ or before? In the article above, it states that the new buyer should buy insurance after the PUSPAKOM inspection, but before going to JPJ. How can the new buyer buy insurance when the car is not her’s yet?

    Thanks alot…

    Reply
    1. Cikgu Yap Post author

      Should you have no confidence of what I have reiterated, you are free to ask JPJ regarding it.

      Reply
    1. Cikgu Yap Post author

      If you wish to check if cars traded into have undergone ownership change has indeed been carried out or otherwise, I fell you have to personally visit JPJ office. Only then will your request be entertained.

      Reply
  103. LH

    Hi, i sold my car to the car dealer 2 years ago at Kuching before i back to Klang. But i received 2 saman from PDRM for parking Jan’12 this years. Then only i found that the car still under my name.

    I have sign all the transfer form before i come back. the car dealer just bank in the money straight to my account when im back with no receipt.

    I have call the car dealer, but they refuse to do anything. Just give me the new car owner phon number and ask me to call him myself. I have call for few months, the new car owner 1t said the document i sign is lost. Then said the car already change engine n JPJ not approve. Recently said later later….

    But the saman keep coming…even i already do a report at Police station and go to JPJ. They didnt do anythings.

    I wonder….can i just go JPJ to report the car as engine damage?

    Reply
    1. Ananda

      Probably tell the owner that you will report the car as stolen if he doesnt take reponsibility for the summons and do transfer properly.

      Reply
  104. tan

    hi, i recently planned to sell my car to a second hand car dealer, the dealer wan to do B1 and B5 test in puspakom which charged rm 90, is it necessary to conduct both tests?

    as i read the posted comment by cikgu yap that puspakom check only about rm 40 only, and he asked me to give my car and car grant but not willing to settle my outstanding loan with bank in this month but will only do so in june 2012, realy need advice on this , thx very much

    Reply
    1. Cikgu Yap Post author

      If the dealer charges RM90 for B1 and B5 tests, then it’s reasonable. RM40 is the Puspakom charges only. Dealers have to charge you service fees. With regards to outstanding bank loan, it’s up to you whether you are able to accept it or not.

      Reply
  105. WIRA1997

    Can someone enlighten me the purpose of

    1) JPJ Borang TM-AB (Penyaksian Pengesahan Identiti Pemunya Berdaftar/Pemunya Baru Oleh Pegawai JPJ/Hakim/Pesuruhan Sumpah/etc… )

    2) JPJ K3 (Borang Penyata Pertukaran Milikan Kendaraan Motor Secara Sukarela Oleh Pemunya Berdaftar)

    This dealer ask me go alone to settle with JPJ, the dealer refuse to do temporary ownership transfer whatsoever only willing to hand over full payment bankdraft and sign his version of Sales invoice containing the clauses

    “The Seller(Previous Owner) will make good to Buyer any damage that Buyer may sustain through any defect and dispute in Seller title and the Seller further under to refund all monies and any subsequent expenses incurred there on in case of any cancellation of license by register and inspector of motor vechicles of the said vehicles.”

    Is it safe to proceed the sales with him?

    Reply
    1. Cikgu Yap Post author

      In PJP TM-AB, the new owner’s identity of the vehicle must be attested by a JPJ office of a Commissioner of Oath. JPJ K3 Pt. 1 to be signed by former owner. Pt. II to be signed by the new owner.

      It’s up to you whether you wish to abide with the agent’s request or otherwise.

      Reply
  106. Myvi 404

    Cikgu

    I am selling my car to this one party B and I have a loan amount to be paid…how do I go about the sales when I have the loan amount not settled???

    Reply
  107. Andrea Chris

    Cikgu,

    i have a question, i have a kancil, however it is under my late mother’s name. now i would like to trade in the car and buy a new car. Can i do so since is under my mother name since she has pass away..

    Reply
    1. Cikgu Yap Post author

      To do transfer of your mother’s car, you’ll need the death certificate, letter of administration and photocopy of IC. Hopefully the car agent can help you.

      Reply
  108. Nisa

    cikgu, i have a question. my friend bought a motorcycle sometime around last year, but the owner has yet to change the ownership name to him. currently there is no way of contacting the previous owner and my friend can’t send his motorcycle to Sabah. any suggestions? :(

    Reply
  109. Old Myvi

    Hi I’m planning to sell my 6 year old Myvi (loan fully paid) to a 2nd car dealer.

    The dealer came and gave a rough price and gave me 3 days to think about it. He said all i need to do is sign an agreement and all done. After reading all the posts above, I’m sure there’s more to it and worry about title transfer etc etc

    How do I protect myself and doing as little as possible in terms of running around. i dont mind paying the fees, so as long I’m protected.

    Please help!

    Reply
    1. Cikgu Yap Post author

      I have written many articles on this matter. You are correct to say it’s not as simple as signing an agreement as the dealer says. Be extra careful or you might end up being cheated in the end. Get professional assistance if you have to.

      Reply
  110. Tham Choon Hoe

    I had fully settled my loan and collect a letter from the bank. Do I need to go JPJ to change the owner or I can just safekeeping the letter until I sell my car to another party?

    Reply
  111. WLN

    I would like to purchase a fully settled 2nd hand car which owned by my Fren which is a Singaporean. Unfortunately, he was passed away due to stroke.
    How can I do the transfer of ownership? Can his Sis sign on behalf of him & submit together with his death cert?

    Reply
    1. Cikgu Yap Post author

      If vehicle is registered under your friend’s name, the death certificate can be used to transact ownership transfer. His sister need not sign on his behalf.

      Reply
      1. WLN

        What kind of doc I have to submit? Same as normal case?? I seek for help from 1 of used car seller to do but he dunwan to handle. As advise, JPJ will not easy to handle this.. Pls help..

        Reply
        1. Cikgu Yap Post author

          Not any car sales agent can transact your case. You have to get a good and experienced person to assist you. Do read my article above carefully.

          Reply
  112. dvian

    hi there just wanna ask >>i taking a car from my relative >.but the road tax expired ..can i just do a new insurance policy and get the car roadtax before going on with the transfer of name..?

    Reply
    1. Cikgu Yap Post author

      Renew insurance under relative’s name first. Then get road tax our. Followed by transfer of ownership.

      Reply
  113. YS

    hi, I’m selling my car to 2nd car dealer in Penang.
    The car dealer said I need to go JPJ to do the ‘Penyaksian Pengesahan identiti pemunya berdaftar’.
    Can I do this in any JPJ in klang valley without the car dealer presence? Or both me and the car dealer must be presence?

    He also give me an option to let runner settle the ‘Penyaksian Pengesahan identiti pemunya berdaftar’ on behalf of me for a fee of RM150. I was wondering if this is ok?

    Reply
    1. Cikgu Yap Post author

      Confirmation of seller and buyer’s MyKad has to be done by either a JPJ officer or a commissioner of oath. Using a runner service might incur risks. Be careful.

      Reply
  114. Etienne

    Hi Cikgu Yap!

    Thanks for putting up this blog and taking the time to answer so many queries. I would appreciate it a lot if you could help me with my situation.

    The scenario:
    * Bought a 2nd hand car 4 months ago
    * Car is still under a hire purchase
    * Need to sell the car as I need to migrate.

    Question:
    1. Is the sales procedure similar to that of a car where the loan has already been fully paid up?
    2. Can you recommend a trustworthy, reliable and efficient “middle man” (Name & contact number) to help me with the documentation and the running around?

    Thanks so much, Cikgu Yap. Lookin forward to hearing from you soon.

    Reply
    1. Cikgu Yap Post author

      Procedure of transfer differ slightly. Regarding, I can only assist you if you are in Klang area. If possible, settle your hire purchase to get back registration card and letter of discharge. Above will facilitate your selling of your car later on.

      Reply
      1. HP

        Cikgu Yap, I am in the Klang Valley and would appreciate it very much if you could email me the contact of a reliable middle man to help with the ownership transfer process. My car loan has been settled so it will be a standard transfer. Thanks.

        Reply
  115. Shahbaz

    Hi Cigku Yap,

    Having a bit of a problem, I was an international student in Malaysia but had to move to Canada suddenly because of immigration. I own a proton satria that I am in the process of selling but since I am not in Malaysia physically the transaction is being handled by a friend of mine.

    How can I get the transfer of ownership to work out in my scenario since I wont be in Malaysia myself?

    Reply
  116. Nurul

    Thanks for a very nice article.

    However, i encountered some problems in dealing with the bank. I am currently in overseas, and my mom is helping me selling the car to one of the car dealer, back in Terengganu. She is the guarantor for d loan back then (Maybank Kajang). I believe all documentation w/ RTD solved, but the bank is not allowed anyone else except the owner to transfer the authorities (or something). So, how can I make it done? My mom is kinda old, and not really knows this kinda stuff, while the dealer is sucks big time. Please please help me on this. Thank you very much in advance.

    Reply
    1. Cikgu Yap Post author

      I suggest your mother meet with the bank to make full settlement of your loan. In this manner, your family will be able to get hold of your vehicle documents and release letter, thereby enabling your mum to proceed with transfer transactions with JPJ.

      Reply
  117. Herni

    Hi Cikgu Yap

    I have case whereby a car is registered in A;s name, while the car is fully paid by B (all prove of payment is there). Car insurance is under A and B name.
    Kindly advice how B can get the car to be registered in his name and what are the procedure. Please note that B is a foreigner and A is malaysian

    Kindly advice.

    Reply
  118. Sandy

    Hi Cikgu

    I’m selling my car to a company. Actually we’re half way through the process already. The company hired a runner but progress has been slow. I’m migrating in a few days time so I’m trying to rush through the transfer. The company has got the loan before Puspakom inspection. The bank is asking for the inspection report and waiting for the company’s downpayment and necessary documents before they can release the money to me.

    My questions:

    1) Are the procedures any different from selling to an individual?
    2) Who should be handling the Puspakom inspection – the seller or the buyer?
    3) I read that the seller must be present at JPJ to do the transfer. What if things got delayed and I’ve left Malaysia? Can I authorize my father to sign on my behalf should there be other paperwork to settle?
    4) When should I release my car to the buyer – once the transfer is done or after I get my money?
    5) When should I terminate my insurance?

    Thanks a lot.

    Reply
    1. Cikgu Yap Post author

      Selling vehicle to individual or company is the same. Bank will give you loan only after Puspakom inspection done and registration documents are in their hands. Puspakom inspection can be done by either party (the seller or buyer). No, your father can’t isign on your behalf. I suggest you sign all the necessary documents before going overseas. Seller not necessary to be present for transfer purposes. Insurance can be terminated once Puspakom inspection is finalised and transfer can be transacted.

      Reply
  119. Gabriel

    Hi Cikgu Yap,

    What if the owner of the vehicle is already deceased and the his grandson wants to change it to his name since he is the only one in the family who can ride and the grandfather passed away without a will. How do we solve this? Kindly please advice. Thank you very much.

    Reply
  120. Als

    Hi Cikgu Yap,

    I am going to trade in my old car. As I know some agent would not transfer my old car to their company name until they find someone to buy my old car. In this case, besides S&P, anything i can do to prevent bad thing happen in the future?

    Kevin has similar case to mine. In our case, sending S&P and stamping vehicle sales agreement to JPJ, Police, and Insurance company would help?

    Thank you.

    Reply
    1. Cikgu Yap Post author

      Most car agents do not bother to transfer cars sold to them. Sales agreement are of little use. It may help you to a certain degree though.

      Reply
  121. bro

    Cikgu Yap, if i want to transfer a vehicle where the registered name is already deceased, do i leave the signature of the current owner in the JPJ K3A form blank or someone needs to sign? Im buying a car from someone, but the car is still under his deceased mother’s name. Since im not a family member, will there be any complications.

    Maybe you can explain the steps in filling the JPJ K3A form completely in case of transferring from a deceased owner.

    Thanks

    Reply
    1. Cikgu Yap Post author

      You’ll need a death certificate to assist in your transfer. Transferring a car in your circumstances will always be a hassle.

      Reply
  122. raggu

    hi, there, my car was auctioned in 2003 , but lately i found the car is still in my name , doesnt the bank should ensure the ownership is transffered . since its still on my name,can i take legal action on both parties.

    Reply
  123. jason

    Hi Cikgu Yap,

    Initially I own a car from my sister whereby it’s still under her name.

    I found out there are issues involved it especially on the hire purchase loan, as all the while I am paying the loan, insurance, and road tax

    Now I would like to completely transfer under my name included the loan and insurance as well.

    What shall I do? Please advise.

    Reply
    1. Cikgu Yap Post author

      You will have to draw up a new contract for your loan. This will cost quite a lot of money. You will have to send your car for Puspakom test. Fee charged by middlemen can come to some RM400-RM500.

      In buying new insurance under your name, you’ll have no NCB, thus insurance will be very expensive. Think carefully. Is it worthwhile changing the car to your name? Best alternative is use your sister’s name for the time being.

      Reply
  124. HSTang

    Hi Cikgu,

    Could you please share your experience with me?

    (1) I planning to sell my car to my friend whom has a car. Currently I still have outstanding loan , and he will sell his car to 2nd car dealer. So, what should I do first? And, for his part will be dealing with the car dealer and get loan from bank to pay off my outstanding loan. Subsequently only I will get the original car registration card from bank?

    (2) I have read though the previous blogs where I need to get the transfer form (TM 3, TM-AB and JPJK 3) and send my car to Puspakom for car inspection (Will get form K5 and pass to JPJ). Who should be the one paying all the charges? Seller or buyer?

    (3) the new insurance. The buyer will have to purchase a new car insurance ONCE the car title transferred under his name?

    Appreciate your advise!!!!!!!!

    Reply
    1. Cikgu Yap Post author

      Ideally, your friend should first settle his loan. Then talk about buying your car. Charges ideally borne by buyer. After Puspakom inspection done, new insurance to be bought under new owner’s name.

      Reply
  125. Alven

    Dear sir,

    I have face some difficulties of transferring the ownership. 1st of all, the owner of the car need to clear all the saman he had. We went to the police station and pay the saman den we went to the jpj. And the jpj ppl told me, that the owner need to go to the court becoz of , the road taxs and insurance of the car had dead.( i not really clear what he mean too) The point is, if the owner din go to the court, i will never can xfer the ownership to me. So now even he had paid the saman, and also renew the road tax. I still cannot transfer ownership to me.

    What shld i do now?

    Reply
    1. Cikgu Yap Post author

      Transferring ownership as I’ve said, is always a big hassle. It’s not only pay up all the outstanding summons that counts. Court cases which have not been attended will have to be settled too. As such transfer of ownership still cannot be done yet. The seller and you must both see the Road Transport Department about it.

      Reply
  126. Lim Win Hwang

    Cikgu Yap,
    I am buying a 2nd hand car. I understand I should buy insurance after Puspakom inpection; I would like to know (1) when should I started applying for bank loan and (2) what is the option if I would like to change the number plate. I have an older car, can I exchange the number plate of the two? Or I have to deregister and register a new one?
    Thanks and appreciate for your post!

    Reply
    1. Cikgu Yap Post author

      Correct, after Puspakom inspection of a 2nd hand car, purchase insurance in your name and then submit all relevant documents to JPJ. Your old vehicle number plate is interchangeable with your new vehicle. You will have to meet the Road Transport Department officials for advice regarding the above procedure. When all the requirements you need is eventually met, then only can you proceed with the bank loan.

      Reply
  127. Deepa a/p Nathan

    Last year my father passed away. I wan to change ownership under his name to my brother’s name. But i donno the procedures. Do I have to bring my father’s dead certificate? Where should I submit the dead certificate? I donno the place. Currently I am staying in Bandar Putera, Klang.

    Reply
  128. Jose Silva

    Cikgu,

    Thank you for the information!
    I am in the process of selling my car, can you offer your services for this process or you have a recommended agent? I live in Mont Kiara, KL.

    Thanks

    Reply
    1. Cikgu Yap Post author

      We do have a reliable person doing transfer services. As you are in Mont Kiara, we suggest you get the services of someone nearer to you.

      Reply
  129. soma

    CikGu Yap,

    I was given a car by my company for use.But now the company has gone bust and the company and the directors are not contactable.I have been paying the monthly installment for the car since the past one year.The car is still under finance.How do I transfer the car ownership to myself.Please advice.
    Thank you

    Reply
    1. Cikgu Yap Post author

      Only if the car is registered under your name can you make transfers. Should the vehicle be under your company’s name, you’ll need a covering letter advising transfer to you. Alternatively, if the car is still under loan, you will also require a release letter from banker or finance company.

      Reply
      1. soma

        1.Could you advice on what should be the contents of the covering letter from the company to be legally acceptable to JPJ to effect the transfer.?
        2.I have been paying the monthly installments to the finance since 1 year.Now I wish to change the ownership into my name and continue paying the installments to the finance company until settlement. or

        3.Can I get the transfer letter from my company now,continue paying the finance and only transfer the car into my name with JPJ after final settlement with the finance company and after obtaining the release letter from them?

        Bast regards and thank you

        Reply
        1. Cikgu Yap Post author

          Ideally, a company letter head be used. It should be signed by someone of authority and official chopped. The letter of advice to JPJ should briefly read, “Our Company possess no objection of (your name) and IC No. being transferred ownership of the said vehicle.”

          Reply
  130. Abdul

    Dear Cikgu Yap,

    Thank you for an excellent article and it’s amazing it is still “alive” after all these years. I am in a predicament and your opinion would be most welcome:

    1. In May 2005 my wife sold her Kancil to a person.
    2. She and the buyer signed all necessary documents – JPJ K3, Letter of Indemnity. We execute a simple S&P but unfortunately forgot to stamp it.
    3. Until August 2005 we still get letters from the bank for late payment. After facing the new owner, urging them to settle the loan and then transfer the name, we believe the loan was settled.
    4. Upon checking with the bank (HL Finance at that time) it was indeed settle. We would thought the buyer changed the ownership to his name.
    5. Sometimes in December 2005, we received some summons, so again we faced the buyer to change the name.
    6. Also at this time we made a police report on the situation to protect ourselves against future summons or any possible criminal act committed using the car.
    7. After the buyer assured the name has been changed and we no longer received any letters nor summonses, we thought all was done.
    8. Today, after 8 years! , we received a demand letter from MBPJ on unpaid parking ticket!
    9. I decided to go to JPJ website where we can check the road tax expiry date and lo & behold!, using my wife IC no. and the car reg no. shown that the road tax just been renewed in May 2013. So we believe the car name was never change.

    So here’s the questions:

    a. What is our avenue to resolve this? Can we go to JPJ and unilaterally change the ownership using the old K3 form? I still have the buyer Attested IC copies. Or can cancel ownership? Or black list the car?

    b. Should we make another police report? We still have all the documents (i requested they signed an extra copies just in case). What is our legal avenue?

    b. The issue is we don’t know where the car is or where the “buyer” is.

    Appreciate your kind opinion on possible action.

    Thank you very much!

    Reply
    1. Cikgu Yap Post author

      Before I proceed to answer your predicament, allow me to tell you a little secret. Sitting under a rambutan tree in the compounds of our house is my son’s Kancil which he gave up using about 4 years ago. Inspite of many buyers wishing to purchase it, I’ve refrained from disposing of it. Do you know why? You see En Abdul, I don’t want what happened to my close buddy, Mr Ong, whose jalopy he sold 18 years ago continued to remain in his name causing him immense problems.

      Likewise, your wife’s Kancil sold in 2005, up til today is still in her name! In short, I do not want such a thing befalling me.

      Coming to your present predicament, what can you do about it? You various suggestions put forward by you, such as unilaterally changing the ownership using old K3 form and ICs in your possession, cancelling ownership, black listing your wife’s car, all not feasible. For example, to change ownership will result in you committing fraud, don’t forget that.

      Furthermore you yourself said that you do not know where the car or the owner is presently. Legally, in my opinion, there’s not much you or the JPJ can do about your on-going problem.

      You have no choice but to bear with your problem for some time yet, until the buyer decides to make a transfer of the said vehicle.

      However, the suggestion to make a new Police report against future summons and criminal acts which might be caused by your wife’s Kancil is good. Hope all the opinions I have given you will go on to lighten the burden you’re presently facing.

      Reply
  131. Eunice

    Dear Cikgu Yap,

    Need your advice as my uncle is buying a car directly from my boss, so what should i need to do? any form that he need to fill in & sign? please advice as we are the 1st time buying car directly from owner.

    Thank you.

    Yours sincerely,
    Eunice

    Reply
  132. Ang Ang

    Hi Cikgu Yap,
    I recently bought a car form 2nd hand dealer. I received the car 2 weeks ago with new insurance with me name, there is puspakom inspection result, etc. However, until now the geran not yet transfer to my name yet.
    I checked with bank loan personel, bank has not released the loan to car dealer. Also went to JPJ confirm road current tax still active till year end. And JPJ officer also informed me that there is a record showed that previous owner loan just fully settle, etc …

    Questions:
    1) Do I also require to renew my road tax prior bank transfer the geran ownership? I heard there is new rule starting July 1st, 2013 from JPJ that require road tax renew pior hakmilik transfer.
    2) Puspakom is 30 days expiry?

    Reply
    1. Cikgu Yap Post author

      In normal circumstances, the car dealer will not transfer the car to you as your bank loan has yet to be finalised. Road tax matters leave it to the agent to settle.

      Reply
      1. Ang Ang

        Hi Mr Yap,
        Bank has approved for the car loan weeks ago. But according to dealer & bank loan officer, bank only release the loan amount to car dealer after bank doing geran transfer.
        1) Is it truth that now bank have to do geran transfer, not dealer anymore?
        2) Do I need to renew road tax after transfer done? Orig owner road tax expiry end of year.

        Reply
        1. Cikgu Yap Post author

          Doesn’t matter who does the transfer. Allow the bank to transfer quickly. Your Puspakom inspection only last 1 month. Yes, you’ll need to renew road tax later.

          Reply
  133. wawa

    My bro in law passed away after recently bought an expensive car. My sister can’t afford to pay the monthly installment. My brother is willing to buy it from her but only by way of continuing the installment ( which is under the deceased name).

    Is it permissible to do so? Will it be difficult for my brother to do the transfer of name once the bank loan is fully settled?

    Reply
    1. Cikgu Yap Post author

      Your brother taking over you sister’s vehicle is a good suggestion. In a way, it prevents the bank repossessing the car. Continue payment as usual. Later on, your brother can find alternative ways to transfer the vehicle.

      Reply
  134. alohamolly

    Cikgu Yap,

    Recently, i have transferred my car to my brother via the MYEG Voluntary Private Vehiche Ownership Transfer as he’s not in KL to perform the necessary transaction and the car loan has been settled.

    When he tried to renew the insurance, the post office said the vehicle is having conflicting name for owner on the car registration card.

    I like to check, after we have perform successfully the Voluntary Private Vehiche Ownership Transfer, isn’t the car under the new owner’s name and he could buy the insurance under his name?

    Secondly, do we still need to/able to(and what is the procedure) to renew the name on the car registration card?

    Kindly advise. Thank you.

    Reply
    1. Cikgu Yap Post author

      I am not aware that a vehicle can be transferred other than through Puspakom inspection only. Most likely, the vehicle is still under old owners name. Make a check with JPJ immediately.

      Reply
  135. Grace

    Cikgu Yap,

    My father passed away recently. I want to change ownership of his car to my name. The road tax going to expired soon. What are the procedures? Currently I am staying in Petaling Jaya.

    Reply
  136. Chow

    Cikgu Yap,
    NO proper transfer to ownership Even to Distributor as trade in?
    Currently I hv paid deposit and trade -in my old car in exchange when new car arrive from car distributor(not 2nd had car dealer). I said transfer of name need to follow proper procedure. Now the sales man said my old car is schedule for Puspakom early next week and my new loan approved -I can get my new car end of Next week. For transfer of ownership form given is only JPJ K3 -2 copies and 1 copy of TM-AB-and I need to go JPJ to get them certified. However he said once the new car arrived and I left my old car to them -they will get it to JPJ to cancel it and I can get my insurance NCB refund. However, the distributor(sales person) said they will not signed on the transfer of ownership till they find new buyer.
    It look like we once paid deposit- we are at the mercy of the car distributor (as Transfer of car ownership not done when old car given to them? The only thing they can provide -is Bill of Sales- which I need to sign to said my car is in proper condition & a copy of JPJ cancellation of my car grant -few days later after accepting the new car.

    How any advice from Cikgu?
    Anyone else -feel free to provide your experience.
    Tq

    Reply
    1. Cikgu Yap Post author

      What’s promised prior to your buying a new car is not always honoured. In fact, that;s the way life is. You have to be ready to face reality. Nothing much you can do.

      Reply
  137. Chin

    Cikgu Yap,

    My wife owns a Matrix, loan free, intended to transfer ownership to my son.

    What is the legal age to own that car?

    He is 17+. Pls advice.
    Thanks,
    Regards.

    Reply
    1. Cikgu Yap Post author

      Transfer procedures explained explicitly in my article. Cost will differ from location to location.

      Reply
  138. Wong

    Hi Cikgu,

    Currently JPJ implemented the biometik system, when i check with JPJ officer, they told me both buyer n seller have to be there because JPJ need to capture their thumbprint. But when i asked runner, they said still can followed the old procedure . Is it True?

    Reply
  139. Women

    Hi Cikgu Yap,

    I would like to buy second hand car from car dealer. After see the car registration card and noticed that registered under company name. Is it worth to buy it? or any problem/issue or not?

    Reply
    1. Cikgu Yap Post author

      Dear Women, Whether it’s worth buying or not, depends on your own opinion solely. If the company has all the documents needed to do a transfer, then I guess it’s alright.

      Yap

      Reply
  140. Soh SL

    Dear Cikgu Yap,

    i would like to seek your advice on what to do for my case. I have sold my car to person A about 2 years ago. He said he will do all the necessary transfer. so i already sign the transfer form. about a year ago i found out that he already sold the car to person B. Currently i have been receiving summons for the car. Then only i found out the car is still under my name.

    how do i go about this as currently person A nor person B can be contacted as they have changes their phone number.

    Please advice.

    Soh SL

    Reply
    1. Cikgu Yap Post author

      No alternative but for you to be held responsible for your actions. You’ll have to pay up all future summons.

      Yap

      Reply
  141. Louis Wong

    My father passed away a year ago and now the motorcycle still under my father’s name. How to transfer the ownership of a motorcycle to my name, as a son. Thanks

    Reply
    1. Cikgu Yap Post author

      Your idea will involve many problems and difficulties. My advice is that you refrain from involving it.

      Reply
  142. Ms Bavey

    Dear Cikgu Yap,

    I have surrender my car to bank and car was auctioned by Maybank in 2012.
    Last year 2013 I received summons for this car and I immediately called the bank for clarification. The officer said we unable to contact the new buyer via phone (his number not active). Bank has been sent reminder letters to this new buyer but he did not respond to bank for ownership transfer. But they promised they keep trying to contact the new owner and will change ownership as soon as possible. Finally bank officer managed to settle the summon with JPJ.

    This year 2014 once again I received a summon for the same car. I called them and email to customer service I did not get a response or a positive feedback from them. I really have no idea how to settle this problem? Is it sensible, Bank can release the car to new purchaser without transfer ownership?
    I can’t imagine how my name would be affected if the new buyer is involved in any illegal smuggling or bang someone with these cars.

    Kindly assist me what I should do now?

    Reply
    1. Cikgu Yap Post author

      You have to bear the bank’s fault. Also the summonses. Also inform them you might resort to legal means to solve your problem.

      Reply
  143. Joyce

    Dear Cikgu Yap,

    Let’s say the owner of the car already passed away, can we wait until got buyer only do double transfer at JPJ? From owner to executor of the will, then to new owner? Possible?

    If it’s possible, how many times do we need to inspect the car?

    Thank You.

    Reply
    1. Cikgu Yap Post author

      2x inspections. From owner to executor. Then executor to new buyer. Both inspections last 1 month each.

      Reply
  144. LL

    Hi Cikgu Yap,
    I’m in the midst of selling my car to a private buyer. Will require your advise on the steps from here.

    I’ve settled the remaining balance of my loan with my own bank and the buyer has paid me a deposit of 2K.

    1. Now I’m pending the collection of the Hak Milik Batal which is to be issued by the bank.
    2. From here, I was advised by the bank officers that once I obtained the Hak Milik Batal, I would need to go to JPJ to transfer the title of the car to my name? Is this correct or can I skip this step and upon the sale of this car, transfer it direct to the buyer’s name?
    3. Assuming I did step 2, the steps are not clear from here.
    4. I was told that I need to get the E Hak Milik letter from my buyer’s financier – is this referring to the letter of undertaking?
    5. Then with that document, I would go to Puspakom to inspect my car and from the check, I would obtain the test report? Is this right?
    6. Once this is done, I will go with the buyer to JPJ to initiate the transfer of ownership with all the necessary documents.

    Can you let me know if the steps are in order – furthermore, in all these transaction, when do I actually get the buyer’s financier to release the money to me.

    It feels like I’m missing a step here and unclear on what is the correct procedure.

    Would appreciate your advise.

    Reply
  145. Eshvaren

    Dear Cikgu Yap,

    Thanks for the very useful write-up.
    Many will benefit from it.
    I need your professional view on this:
    I’m buying a 2nd car from my uncle.
    He have ordered a new vehicle and wants to retain his old number.
    Hence i will get a new number.
    I have applied for hire purchase using his registration card and also have signed the relevant agreement.
    So now, should we exchange the numbers first ?
    I read that if a person wish to switch numbers both vehicle must be under his name.
    However, if we exchange the number first, the will be a new registration card with a new number for the 2nd hand vehicle.
    Will the loan agreement be void?
    Kindly advise…the steps to be taken
    Really appreciate ur help.

    Reply
    1. Cikgu Yap Post author

      As your plan is rather complicated, I suggest you see JPJ for further details. One thing for sure, both cars must undergo Puspakom inspections.

      Reply
  146. Ooi

    is that JPJ have new rule that we need to cancel the road tax when we sell off our car?
    road tax is not transferable?

    my road tax will expired in feb 2015, the buyer need to renew the road if i sell it now?

    Reply
  147. Athies

    Hello Cikgu Yap,
    Does this procedure also apply for all motor vehicles or just cars?
    Is it the same for motor cycles. I intend to buy a motorcycle from a owner and do not wish to go through any used vehicle dealer/s
    Please advice
    Thank You in anticipation

    Reply
  148. chan

    Dear Cikgu Yap,

    I have a Viva registered under personal name. My company (sdn bhd) wants to buy over this car. So I need to transfer a personal car to become company car.

    I just went to JPJ this morning to ask for the procedure. I was told that the owner of the personal car and a wakil from the company have to be presented in JPJ to carry out the process. That really chickens me out, because no one from us has the time to do that.

    I am willing to pay the runner to do this. But can the runner can help me in this case? What process (authorization letter?) or documents needed to get the runner to help me?

    Reply
    1. Cikgu Yap Post author

      Dear Chan, Transfer procedures requires owner and buyerto appear personally at JPJ. I suggest you keep your vehicle. Do not dispose of it.

      Reply
        1. Mr. Lau

          Dear Cikgu Yap/ chan, I also need to transfer a personal car to become company car. i just know need to fill the form JPJK3, TM-1, and TM-AB.

          what else document need to provide by buyer ( company ) (e.g Satu salinan fotostat Sijil Pendaftaran pertubuhan) to do the car ownership transfer? Thanks

          Reply
  149. Ken

    Dear Cikgu Yap,
    I should have found your website before selling my car. Now, I have lots of sleepless nights.

    It started 4 months ago when I agree to sell my car to a car salesman. Agreement has been signed and a police report has been made. The report says that the settlement will be completed once the new buyer pays for it and in the meanwhile, all payments due is to be settled by the salesperson. Sounds OK to me.

    However, 4 months later, the salesman have not sold the car nor settle the balance loan. He have paid 3 months of installment and is missing the 4th month. Also, the insurance top up, which is caused by removal of NCD remains unpaid back to me. Now, car in under my name, loan remains unsettled and there is already 4 samans on my name with this car. I tried calling the person and text him but he just refuse to answer my text and calls. So, I text him to return the car and I will refund him his payment on installment or I will go to the police to report the car as missing. He text back and said that he bought the car and according to the agreement, he has done nothing against it. Therefore, he is not breaking any of the agreements. He then challenge me to take him to court on this matter if I am not happy about it because he said he is not at the wrong.

    Now, he again refuse to answer my calls or pay for the car. I truly need your advice on this, or do I need a lawyer now? Please help.

    Reply
    1. Cikgu Yap Post author

      Dear Ken, ‘Sleepless Night’ has been kind enough to offer his assistance. Hope you’ll contact him to see what he can do to help you.

      Reply
        1. Cikgu Yap Post author

          Dear Ken, Looks like Sleepless Night is still in slumber. Looks as if he is unable to assist you. This blog would seriously advise you to speedily consult a lawyer to solve your problem. Otherwise, I don’t think your woes can end that easily!

          Reply
  150. Ben

    Dear Cikgu Yap,

    I have recently sold my car to the used car dealer. By the time selling my car to them they straight away call up bank to check my car outstanding loan amount and pay me back the balance after the loan settled and early settlement refund.
    But I found out the used car dealer paid me slightly less then the settlement letter stated, I did call them up but they refused to pay me back.
    Is that a way I can still get it back in a source of legal way? But that is not a big amount.
    Thanks and waiting for our reply.

    Reply
  151. Tony

    Dear Cikgu Yap

    My brother-in-law from Langkawi passed away recently. He was unmarried and had no children. His brothers and sisters have agreed that my wife, the eldest in the family, should take possession of his car. It is being looked after by a mutual friend in Langkawi, where it was purchased in 2009, until it can be collected. It is fully paid for. My wife has the registration document and a copy of the death certificate, but she does not know what she needs to do next in order to obtain ownership of the car and then to be permitted to take it off Langkawi and bring it to KL.

    We would be grateful for your advice.

    Thank you.

    Reply
  152. Andy

    Hi Cikgu Yap,

    Thank you so much for sharing your wisdom here, it’s really appreciated.

    I’m an expat foreigner in Malaysia, looking to buy a used car … I’ve found one that I’d like to buy and it turns our that the seller is also another expat foreigner in Malaysia. So I feel we are like the blind leading the blind trying to navigate this process!

    The latest info I can find is that the seller needs to take his car to PUSPAKOM for a “transfer of ownership” inspection (B5) … after which he’ll get the K5 certificate.

    The car is parked privately off road and is currently not taxed (or insured?), so he will need to re-tax/re-insure the car before he can go to the closest PUSPAKOM.

    He’ll then have to go to the JPJ and cancel the tax and claim a refund (pretty much the full amount given that it will be a brand new tax disc) … and then to his insurers and cancel the insurance (and again claim a refund on the balance).

    Is this all correct so far?

    Meanwhile, I’ll need to get an owner transfer form (JPJK3), and inspection form – Borang Semak TM3 (or is it TM-1?) and a new ownership certification form (TM-AB) from the JPJ and fill all these out (together with the seller?) … and all these forms are in Bahasa Malayu I suspect, so I’ll need to enlist the help of my Malay friends and colleagues.

    I also need to take out my own insurance for the car.

    Finally, together with the seller we have to take all the documents together with the K5 form from the PUSPAKOM inspection, and my new insurance note, plus our passports (and passport copies) to the nearest JPJ where we submit the application for transfer of ownership (which may take 1-3 days to process).

    Ok, thats what I currently understand. Have I missed anything? Have I made any mistake? And most importantly, given how complicated it is, especially being a foreigner, how much of the process can either the buyer (myself) or the seller have handled by a “runner”. I would suggest the cost would be very much worth it if some of the pain could be taken out of this process.

    At the moment I’m thinking I might just look for a different car instead, one thats being sold by a dealer rather than a private seller, just because they are better placed to handle the purchase/transfer.

    Many thanks for any advice you can offer.
    Best Regards
    Andy

    Reply
    1. Cikgu Yap Post author

      I suggest you only purchase a car from ideally car agents. You’ll face less problems regarding transfers.

      Reply
  153. Frah

    Hi. I am a foreigner who doesnt know much about changing owner. i am planing to buy proton wira from a friend but she still has insurance and road tax until august 2015. my parents are telling me that i should just buy and change the name when i am free but i have read somewhere that once i buy i need to immediately change the name withing 7 days or else i need to pay fine. i would like for ur advice in this case what should i do?

    Reply
    1. Cikgu Yap Post author

      Get a good reliable middle man to help in transfer procedures. The 7 days transfer requirement is not too strictly followed though.

      Reply
  154. Livia

    Hi Cikgu Yap,

    Thank you in advance to having this great website to advice all of us. I’m foreigner and i’m going to sell my car in Malaysia and i’m now living in US. Below is my enquiry:

    1) Can I authorize my family member to take care this matter for me? Do I have to get them the power of attorney letter or sort of authorization letter?

    2) I have a cash buyer who offer to buy my car. What is the best solution to sell the car safely? I still have outstanding with my auto loan financing though. How am I proceed with selling off this car? Do I have to clear the outstanding balance first and get the paper work done in the bank with the present of buyer or the buyer can directly pay to the bank with my authorize person present?

    3) Do you have any reliable JPJ runner/middle man who can take care this matter for me? Such as filling the form and do the submission, puspakom inspection and transfer the ownership at last? I appreciate if you able to give me a referral.

    We would be grateful for your advice.

    Thank you.

    Reply
  155. vincent

    Hi Cikgu Yap,
    a foreigner who owns a car here in Msia needed to leave urgently due to work transfer and he sold the car to me. He gave me a letter stating he sold me the car and also hid passport photocopy and car grant. How do I go about transferring the car to my name? No outstanding as it’s an old car.
    Pls advised.
    Thanks in advance.

    Reply
    1. Cikgu Yap Post author

      Latest transfer procedures require both buyer and seller be present at JPJ office during transfer proceedings executed.

      Reply
  156. Chia

    Hi Cikgu Yap, I have purchase a new vehicle and registered with JPJ on 9 Jan15. Unfortunately, I do not like the vehicle registration number and I need to change the registration number. Can you let me if this is possible and the procedures?

    Reply
    1. Cikgu Yap Post author

      Your present number you dislike should be transferred to another vehicle (say a motorcycle). The new number of the motor can therefore be used for your old previous vehicle. All in all, it’s quite a difficult process!

      Reply
  157. David

    Hi Cikgu Yap!!

    Thank you so so much for the assistance provided by your blog post!

    I’m a foreigner who is due to leave Malaysia soon before my work project finished.

    Since I am unsure on the procedures.. and don’ t have the time to run around to do everything. Could you please recommend me a good middle man to help me sort out everything?

    I am willing to pay him handsomely for this service!!

    Thank you!

    Kind regards,

    David

    Reply
  158. Davindran

    Hi Cikgu,

    I got a issue here. I found a dealer who would like to take over my car (honda city) and he will pay monthly until the car been sold (remaining 30K loan). Problem I have is the car loan still under my name which affect my plan buying new property (house). How can I change my car ownership and remove my name from the loan and transfer to his name?

    Please help me out.

    Thanks,
    S.Davindran

    Reply
    1. Cikgu Yap Post author

      Avoid handing car to dealer. Get full payment first. Then ensure transfer is done properly! On your part, get the money to fully settle your carloan. Don’t be too over ambitious!

      Reply
  159. Stephen Ho

    Hi Cikgu Yap,

    I’ve read your articale above however i don’t understand this part.

    They should in fact:
    i) Inform in a letter to the Registrar of Motor Inland Vehicles (R.M.I.V) of the sale
    ii) Inform the Police authorities of the sale too.
    iii) Inform the insurance company of the sale as well.

    I’m the owner of the vehicle and currently in the midst of selling the vehicle.

    My thoughts are to conduct the following steps.

    1) Contract for deposit 10% from buyer.
    3) informed my insurance company.
    2) Puspakom inspection.
    3) JPJ inspection.
    4) Sales Done.

    My question are:
    1) how do i inform the police ?
    2) RMIV is ? puspakom ? which what where is this office ?
    3) which steps am i missing ?

    T_T

    Thank you Cikgu

    Reply
  160. Sunny

    Wow, I have to say its indeed a great blog and gain so much knowledge about car issue by reading it. I got one issue here. I am a expat who works here under working visa. I just bought a car a year ago and need to sell it since I am leaving the country. The problem is the car still under the loan. So one of my friend advise me selling the car to the buyer by making a police report, without ownership transfer , In the policy report states both us details( buyer and seller), the buyer will continuously pay the loan without any delay otherwise bank has the right to reprocess the car. She did the same way to sell the car, I am wondering can u do the same way? Is it legal? What documents I should get from buyer to avoid further conflict?

    Reply
    1. Cikgu Yap Post author

      Your friend has in fact adopted a very unwise move and you are advised not to follow suit. Such agreement are proned to being broken. And the person who is to be held responsible is you.

      Reply
  161. Michelle

    Dear Cikgu Yap,

    My mother has recently passed away and my dad wanted to sell off one of the cars which is under her name. How do we go about this? Documentations and the inspections? Is there any runners that can help us as my dad is not convenient to go to JPJ to do all this. Kindly advise.

    Thanks in Advance,
    Michelle

    Reply
  162. ahmad

    hello,
    Q. i got saman in KL on bike, last month for no driving license and no insurance on my passport and as a foreigner i want to leave the MY, for a week for other visa issues should i have to pay it on airport immigration ?? or my bike get black listed ? kindly tell me in details. thanks in advance :)

    The saman is by pdrm i alredy check online… its there.

    regards,
    ahmad

    Reply
  163. Swan

    Dear Sir,

    I am facing some troubles in car ownership transferring matter.

    This is the problem scenario: an old car in which under my father’s name (from Penang) was sold to my friend’s relative (from Melaka) who happened to say that he is a car mechanics and had experienced in dealing with used car. My friend and I are the middle person all that while between the buyer and seller and the deal happened in KL. Now that the payment has been fully made and upon taking the car, I handed my father’s car registration card (original) to the buyer. My friend said that the buyer will help settle the rest of the paper work so my father just need to go JPJ (Penang) for thumb print to transfer the car ownership.

    My father and I thought this was a straightforward deal. However, on the day the buyer took the car and drove back to Melaka, the car broke down and was then towed to the buyer’s mechanic shop. He claimed that he will repair and do whatever fixing before sending to PUSPAKOM for inspection and then JPJ. Once everything done, they will inform my dad to do thumb print.

    But, their repairing work takes forever, and I have been chasing after my friend for updates. This has caused a dilemma situation between both parties. How and what should I do to save the situation and to protect my father’s right? Will the transferring be difficult to resolve if they keep dragging the repairing work? Hope to seek for your professional advice. Many thanks!

    Reply

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